Largest lenders in Snyder County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Fulton Bank | C | 115 | 77 | 25.2% | 6.49% |
| 2 | First National Bank of Pennsylvania | B | 77 | 40 | 33.8% | 6.49% |
| 3 | Service 1st | A | 70 | 64 | 7.1% | 7.50% |
| 4 | PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 58 | 43 | 12.1% | 6.64% |
| 5 | Rocket Mortgage | C | 52 | 45 | 13.5% | 6.49% |
| 6 | Manufacturers and Traders Trust | C | 33 | 23 | 27.3% | 5.99% |
| 7 | Mifflinburg Bank and Trust | A | 29 | 27 | 0.0% | — |
| 8 | Mortgage Research Center | C | 25 | 16 | 24.0% | 6.38% |
| 9 | Truist Bank | C | 18 | 8 | 38.9% | 6.60% |
| 10 | Susquehanna Community Bank | A | 15 | 14 | 6.7% | — |
| 11 | United Shore Financial Services | B | 12 | 8 | 16.7% | 6.91% |
| 12 | Citizens & Northern Bank | C | 12 | 7 | 16.7% | 6.25% |
| 13 | Broker Solutions | D | 11 | 3 | 0.0% | 6.99% |
| 14 | AmeriSave Mortgage | D | 9 | 2 | 77.8% | 6.38% |
| 15 | Members 1st | B | 9 | 4 | 44.4% | 1.99% |
| 16 | MC Federal Credit Union | C | 9 | 9 | 0.0% | — |
| 17 | The Juniata Valley Bank | C | 8 | 8 | 0.0% | — |
| 18 | Navy Federal Credit Union | D | 8 | 4 | 0.0% | 7.38% |
| 19 | New Day Financial | F | 7 | 2 | 14.3% | 7.24% |
| 20 | Triad Financial Services | D | 7 | 0 | 71.4% | — |
| 21 | Guild Mortgage | A | 7 | 5 | 0.0% | 6.75% |
| 22 | Citizens Bank | C | 6 | 3 | 50.0% | 6.88% |
| 23 | Crosscountry Mortgage | B | 6 | 4 | 0.0% | 6.88% |
| 24 | Freedom Mortgage | B | 6 | 4 | 0.0% | 6.25% |
| 25 | Newrez | D | 6 | 3 | 0.0% | 5.74% |
Best approval odds in Snyder County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Service 1st | 69 | 7.3% |
| 2 | Rocket Mortgage | 52 | 13.5% |
| 3 | PENNSYLVANIA STATE EMPLOYEES Credit Union | 52 | 13.5% |
| 4 | Fulton Bank | 108 | 26.9% |
| 5 | First National Bank of Pennsylvania | 66 | 39.4% |
What Snyder County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Snyder County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 728 | 464 | 20.7% | 6.75% | $115,000 |
| 2024 | 708 | 454 | 19.4% | 6.88% | $115,000 |
| 2025 | 803 | 528 | 19.3% | 6.60% | $125,000 |
Frequently asked questions
19.3% of applications in Snyder County were denied in 2025, against 18.3% statewide in Pennsylvania.
Fulton Bank, with 115 applications in 2025 and a denial rate of 25.2%.
The median mortgage application in Snyder County in 2025 was for $125,000; the median property value on originated loans was $245,000.