Susquehanna Community Bank in Pennsylvania vs the state
3.4%Denial rate-14.87 pts vs state
3.7%Decision denial rate-18.48 pts vs state
88.4%Origination rate+27.40 pts vs state
—Median rate
—Rate spread (pts)
$101kMedian applicant income
129Loans originated
5Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 294 | 251 | 6.8% | — | #213 |
| 2024 | 197 | 169 | 6.1% | — | #270 |
| 2025 | 146 | 129 | 3.4% | — | #327 |
What Susquehanna Community Bank lends in Pennsylvania
By loan purpose
By loan type
Where in Pennsylvania
Counties with the most Susquehanna Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Northumberland County | 43 | 39 | 1 | 2.3% |
| Union County | 31 | 27 | 0 | 0.0% |
| Lycoming County | 23 | 20 | 1 | 4.3% |
| Snyder County | 15 | 14 | 1 | 6.7% |
| Clinton County | 12 | 12 | 0 | 0.0% |
| Montour County | 10 | 9 | 0 | 0.0% |
| Centre County | 3 | 3 | 0 | 0.0% |
| Luzerne County | 2 | 1 | 0 | 0.0% |
| Columbia County | 2 | 2 | 0 | 0.0% |
| Fayette County | 1 | 0 | 1 | 100.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 146 applications in 2025, of which 129 were originated and 5 denied.
3.4% of all applications, or 3.7% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Susquehanna Community Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology