Triad Financial Services in Pennsylvania vs the state
33.0%Denial rate+14.66 pts vs state
33.1%Decision denial rate+10.85 pts vs state
30.5%Origination rate-30.49 pts vs state
8.72%Median rate+2.10 pts vs state
3.01Rate spread (pts)+2.77 pts vs state
$60kMedian applicant income
553Loans originated
598Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,376 | 393 | 42.7% | 8.00% | #64 |
| 2024 | 1,497 | 430 | 38.9% | 8.80% | #57 |
| 2025 | 1,815 | 553 | 33.0% | 8.72% | #55 |
What Triad Financial Services lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Triad Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 181 | 56 | 58 | 32.0% |
| Lancaster County | 161 | 36 | 59 | 36.6% |
| Berks County | 137 | 43 | 37 | 27.0% |
| Bucks County | 107 | 33 | 32 | 29.9% |
| Cumberland County | 85 | 27 | 16 | 18.8% |
| Chester County | 84 | 33 | 25 | 29.8% |
| Allegheny County | 83 | 23 | 45 | 54.2% |
| Lehigh County | 79 | 16 | 33 | 41.8% |
| Montgomery County | 73 | 21 | 17 | 23.3% |
| Westmoreland County | 73 | 19 | 31 | 42.5% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 1,815 applications in 2025, of which 553 were originated and 598 denied.
33.0% of all applications, or 33.1% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Triad Financial Services originated in Pennsylvania in 2025 was 8.72%, against a statewide median of 6.63%.
About this data. Figures are Triad Financial Services's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology