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Crawford County, Pennsylvania · 2025

Mortgage lenders in Crawford County, PA: denial rates and top lenders (2025)

187 lenders acted on 2,190 mortgage applications for properties in Crawford County in 2025. 18.7% were denied (Pennsylvania: 18.3%). Median rate on closed loans 6.63%; median loan $115,000; median property value $205,000.

2.2kApplications
18.7%Denial ratestate 18.3%
6.63%Median ratestate 6.63%
$115,000Median loan
$205,000Median property value

Largest lenders in Crawford County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Marquette Savings Bank B 235200 6.8%6.50%
2 PNC Bank D 16581 29.7%7.24%
3 Rocket Mortgage C 147103 21.8%6.75%
4 Northwest Bank B 132107 9.9%6.25%
5 First National Bank of Pennsylvania B 12966 33.3%6.74%
6 Greenville Savings Bank B 12291 9.0%—
7 CNB Bank A 117103 4.3%6.50%
8 Citizens Bank C 6931 36.2%7.65%
9 United Shore Financial Services B 6641 18.2%6.50%
10 Mortgage Research Center C 5733 17.5%6.63%
11 PENNSYLVANIA STATE EMPLOYEES Credit Union C 4633 13.0%6.63%
12 Mercer County State Bank D 3118 25.8%—
13 Pennymac Loan Services C 3016 6.7%6.31%
14 Erie Federal Credit Union C 2917 24.1%6.50%
15 Ixonia Bank C 2722 3.7%6.88%
16 Union Home Mortgage B 2725 0.0%6.63%
17 Horizon Farm Credit, ACA B 2522 4.0%6.87%
18 AmeriSave Mortgage D 234 60.9%10.38%
19 Movement Mortgage A 2118 4.8%6.99%
20 21st Mortgage F 203 55.0%9.92%
21 Corry Federal Credit Union – 2011 25.0%5.75%
22 Loandepot.Com D 209 55.0%6.63%
23 Newrez D 196 15.8%6.69%
24 Crosscountry Mortgage B 1811 0.0%6.88%
25 Broker Solutions D 184 5.6%6.81%

Best approval odds in Crawford County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1CNB Bank1094.6%
2Marquette Savings Bank2177.4%
3Greenville Savings Bank10410.6%
4Northwest Bank12110.7%
5United Shore Financial Services5322.6%
6Rocket Mortgage13623.5%
7PNC Bank13237.1%
8First National Bank of Pennsylvania11039.1%
9Citizens Bank5644.6%

What Crawford County borrowers applied for

By loan purpose

Home purchase 816 37% · 11.5% denied
Refinance 355 16% · 23.7% denied
Cash-out refinance 300 14% · 21.7% denied
Home improvement 382 17% · 24.6% denied
Other / HELOC 337 15% · 21.4% denied

By loan type

Conventional 1,766 81% · 18.4% denied
FHA 232 11% · 23.3% denied
VA 182 8% · 16.5% denied
USDA / RHS 10 0% · 10.0% denied

Why applications were denied

Credit history 120 31%
Debt-to-income ratio 92 24%
Collateral 81 21%
Incomplete application 46 12%
Other 28 7%
Unverifiable information 10 3%
Insufficient cash 5 1%
Employment history 1 0%

Crawford County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20232,1361,33119.4%6.75%$85,000
20242,1111,29520.5%6.88%$105,000
20252,1901,38418.7%6.63%$115,000

Frequently asked questions

18.7% of applications in Crawford County were denied in 2025, against 18.3% statewide in Pennsylvania.

Marquette Savings Bank, with 235 applications in 2025 and a denial rate of 6.8%.

The median mortgage application in Crawford County in 2025 was for $115,000; the median property value on originated loans was $205,000.