Marquette Savings Bank · Pennsylvania · 2025

Marquette Savings Bank in Pennsylvania: approval rate, denial rate and rates (2025)

Marquette Savings Bank took 941 mortgage applications in Pennsylvania in 2025, ranking #95 of 1,114 lenders active in the state. It originated 82.5% of them and denied 6.2% (6.8% of the applications it decided), against a statewide denial rate of 18.3%.

941Applicationsin PA
6.8%Decision denial ratestate 22.2%
6.50%Median ratestate 6.63%
$125,000Median loanstate $155,000
$140MVolume10 counties

Marquette Savings Bank in Pennsylvania vs the state

6.2%Denial rate-12.13 pts vs state
6.8%Decision denial rate-15.37 pts vs state
82.5%Origination rate+21.51 pts vs state
6.50%Median rate-0.13 pts vs state
0.13Rate spread (pts)-0.11 pts vs state
$100kMedian applicant income
776Loans originated
58Denied

Trend in Pennsylvania

YearApplicationsOriginatedDenial rateMedian rateRank in state
20239667897.9%6.13%#84
20249627787.6%6.75%#81
20259417766.2%6.50%#95

What Marquette Savings Bank lends in Pennsylvania

By loan purpose

Home purchase 557 59% · 4.3% denied
Refinance 113 12% · 9.7% denied
Cash-out refinance 6 1% · 0.0% denied
Home improvement 159 17% · 7.6% denied
Other / HELOC 106 11% · 10.4% denied

By loan type

Conventional 941 100% · 6.2% denied

Why it denied Pennsylvania applicants

Debt-to-income ratio 27 47%
Credit history 24 41%
Collateral 5 9%
Other 1 2%
Insufficient cash 1 2%

Where in Pennsylvania

Counties with the most Marquette Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Erie County 66654538 5.7%
Crawford County 23520016 6.8%
Venango County 14111 7.1%
Mercer County 1173 27.3%
Warren County 870 0.0%
Allegheny County 320 0.0%
Butler County 110 0.0%
Elk County 110 0.0%
McKean County 110 0.0%
Lawrence County 110 0.0%

Other large lenders in Pennsylvania

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 22,41118.6%6.75%
Citizens BankC 18,25628.1%7.65%
PNC BankD 18,03120.6%6.88%
United Shore Financial ServicesB 13,17813.4%6.47%
Crosscountry MortgageB 11,6153.3%6.63%
Members 1stB 10,86330.9%1.99%
First National Bank of PennsylvaniaB 9,54227.8%6.49%
Police & FireC 8,46034.6%6.25%
PENNSYLVANIA STATE EMPLOYEES Credit UnionC 8,30813.7%6.64%
Pennymac Loan ServicesC 7,90012.6%6.50%

Frequently asked questions

Pennsylvania: 941 applications in 2025, of which 776 were originated and 58 denied.

6.2% of all applications, or 6.8% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.

The median rate on loans Marquette Savings Bank originated in Pennsylvania in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Marquette Savings Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology