Largest lenders in Warren County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Northwest Bank | B | 226 | 160 | 15.9% | 6.25% |
| 2 | Rocket Mortgage | C | 146 | 103 | 22.6% | 6.88% |
| 3 | CNB Bank | A | 98 | 82 | 8.2% | 6.63% |
| 4 | PNC Bank | D | 69 | 33 | 39.1% | 7.18% |
| 5 | KeyBank | C | 37 | 19 | 27.0% | 7.13% |
| 6 | Mortgage Research Center | C | 28 | 13 | 35.7% | 6.50% |
| 7 | PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 27 | 21 | 11.1% | 6.14% |
| 8 | Tidewater Mortgage Services | C | 27 | 23 | 0.0% | 6.50% |
| 9 | United Shore Financial Services | B | 20 | 15 | 10.0% | 6.50% |
| 10 | Newrez | D | 15 | 6 | 13.3% | 6.44% |
| 11 | Broker Solutions | D | 15 | 7 | 20.0% | 6.88% |
| 12 | AmeriSave Mortgage | D | 14 | 4 | 71.4% | 7.00% |
| 13 | Freedom Mortgage | B | 13 | 7 | 7.7% | 5.75% |
| 14 | Coastal Community Bank | C | 12 | 5 | 0.0% | 9.49% |
| 15 | 21st Mortgage | F | 11 | 1 | 36.4% | 9.30% |
| 16 | Corry Federal Credit Union | – | 11 | 6 | 18.2% | 5.25% |
| 17 | Citizens Bank | C | 9 | 3 | 33.3% | 8.40% |
| 18 | Navy Federal Credit Union | D | 9 | 7 | 22.2% | 7.13% |
| 19 | First National Bank of Pennsylvania | B | 8 | 4 | 37.5% | 6.19% |
| 20 | Wells Fargo Bank | B | 8 | 4 | 12.5% | 6.00% |
| 21 | Marquette Savings Bank | B | 8 | 7 | 0.0% | 6.50% |
| 22 | Loandepot.Com | D | 8 | 2 | 37.5% | 7.63% |
| 23 | Community Bank | D | 8 | 6 | 12.5% | 7.63% |
| 24 | Crosscountry Mortgage | B | 7 | 2 | 28.6% | 7.44% |
| 25 | Movement Mortgage | A | 7 | 5 | 14.3% | 6.25% |
Best approval odds in Warren County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | CNB Bank | 91 | 8.8% |
| 2 | Northwest Bank | 198 | 18.2% |
| 3 | Rocket Mortgage | 138 | 23.9% |
| 4 | PNC Bank | 61 | 44.3% |
What Warren County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Warren County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 893 | 551 | 22.1% | 6.88% | $95,000 |
| 2024 | 892 | 559 | 19.7% | 6.99% | $95,000 |
| 2025 | 1,008 | 632 | 19.8% | 6.50% | $95,000 |
Frequently asked questions
19.8% of applications in Warren County were denied in 2025, against 18.3% statewide in Pennsylvania.
Northwest Bank, with 226 applications in 2025 and a denial rate of 15.9%.
The median mortgage application in Warren County in 2025 was for $95,000; the median property value on originated loans was $175,000.