Largest lenders in Venango County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Northwest Bank | B | 177 | 141 | 14.7% | 6.13% |
| 2 | Rocket Mortgage | C | 81 | 57 | 19.8% | 6.88% |
| 3 | Citizens Bank | C | 78 | 40 | 26.9% | 7.65% |
| 4 | Tidewater Mortgage Services | C | 70 | 58 | 2.9% | 6.50% |
| 5 | First National Bank of Pennsylvania | B | 63 | 46 | 17.5% | 6.50% |
| 6 | PNC Bank | D | 51 | 31 | 21.6% | 7.39% |
| 7 | PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 42 | 28 | 19.1% | 6.76% |
| 8 | Top Tier Federal Credit Union | A | 38 | 35 | 2.6% | — |
| 9 | United Shore Financial Services | B | 36 | 31 | 5.6% | 6.60% |
| 10 | Affordable Mortgage Advisors, LLC. | B | 29 | 19 | 3.5% | 6.75% |
| 11 | Mortgage Research Center | C | 29 | 16 | 24.1% | 6.44% |
| 12 | The Farmers National Bank of Canfield | B | 27 | 16 | 18.5% | 6.56% |
| 13 | Pennymac Loan Services | C | 22 | 8 | 27.3% | 6.25% |
| 14 | Greenville Savings Bank | B | 21 | 19 | 0.0% | — |
| 15 | Mercer County State Bank | D | 19 | 13 | 15.8% | — |
| 16 | Coastal Community Bank | C | 15 | 4 | 0.0% | 12.74% |
| 17 | AmeriSave Mortgage | D | 14 | 2 | 71.4% | 8.56% |
| 18 | Marquette Savings Bank | B | 14 | 11 | 7.1% | 6.38% |
| 19 | Navy Federal Credit Union | D | 14 | 3 | 35.7% | 6.13% |
| 20 | The Huntington National Bank | D | 14 | 5 | 50.0% | 7.89% |
| 21 | New Day Financial | F | 12 | 3 | 25.0% | 6.99% |
| 22 | Broker Solutions | D | 12 | 6 | 0.0% | 7.25% |
| 23 | Loandepot.Com | D | 10 | 5 | 40.0% | 6.63% |
| 24 | Union Home Mortgage | B | 9 | 8 | 0.0% | 6.75% |
| 25 | Newrez | D | 9 | 0 | 33.3% | — |
Best approval odds in Venango County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Tidewater Mortgage Services | 60 | 3.3% |
| 2 | Northwest Bank | 167 | 15.6% |
| 3 | First National Bank of Pennsylvania | 57 | 19.3% |
| 4 | Rocket Mortgage | 77 | 20.8% |
| 5 | Citizens Bank | 63 | 33.3% |
What Venango County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Venango County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 986 | 597 | 21.3% | 6.99% | $85,000 |
| 2024 | 1,049 | 630 | 20.8% | 7.00% | $95,000 |
| 2025 | 1,156 | 737 | 17.4% | 6.63% | $105,000 |
Frequently asked questions
17.4% of applications in Venango County were denied in 2025, against 18.3% statewide in Pennsylvania.
Northwest Bank, with 177 applications in 2025 and a denial rate of 14.7%.
The median mortgage application in Venango County in 2025 was for $105,000; the median property value on originated loans was $185,000.