Largest lenders in McKean County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Northwest Bank | B | 120 | 88 | 19.2% | 6.38% |
| 2 | Rocket Mortgage | C | 106 | 79 | 17.9% | 6.75% |
| 3 | CNB Bank | A | 88 | 65 | 12.5% | 6.50% |
| 4 | PNC Bank | D | 39 | 18 | 35.9% | 7.77% |
| 5 | Mortgage Research Center | C | 24 | 18 | 20.8% | 6.69% |
| 6 | PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 14 | 10 | 21.4% | 7.02% |
| 7 | Community Bank | D | 13 | 7 | 15.4% | 7.19% |
| 8 | New Day Financial | F | 12 | 1 | 33.3% | 6.38% |
| 9 | Broker Solutions | D | 12 | 4 | 25.0% | 7.19% |
| 10 | United Shore Financial Services | B | 11 | 5 | 45.5% | 6.60% |
| 11 | Navy Federal Credit Union | D | 11 | 7 | 36.4% | 6.25% |
| 12 | Coastal Community Bank | C | 11 | 2 | 0.0% | 11.12% |
| 13 | Discover Bank | F | 9 | 0 | 77.8% | — |
| 14 | AmeriSave Mortgage | D | 9 | 1 | 66.7% | 6.75% |
| 15 | The Juniata Valley Bank | C | 9 | 5 | 44.4% | — |
| 16 | Pennymac Loan Services | C | 8 | 5 | 0.0% | 5.99% |
| 17 | Loandepot.Com | D | 8 | 3 | 25.0% | 5.75% |
| 18 | Figure Lending | C | 8 | 6 | 12.5% | 10.70% |
| 19 | Citizens Bank | C | 7 | 2 | 57.1% | 8.90% |
| 20 | Movement Mortgage | A | 7 | 5 | 0.0% | 6.75% |
| 21 | Bank of America | F | 6 | 4 | 33.3% | 5.93% |
| 22 | Freedom Mortgage | B | 6 | 4 | 0.0% | 6.87% |
| 23 | Citizens & Northern Bank | C | 6 | 4 | 16.7% | 7.44% |
| 24 | Crosscountry Mortgage | B | 5 | 2 | 0.0% | 6.56% |
| 25 | Newrez | D | 5 | 3 | 20.0% | 6.13% |
Best approval odds in McKean County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | CNB Bank | 77 | 14.3% |
| 2 | Rocket Mortgage | 99 | 19.2% |
| 3 | Northwest Bank | 111 | 20.7% |
What McKean County borrowers applied for
By loan purpose
By loan type
Why applications were denied
McKean County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 688 | 384 | 23.3% | 7.00% | $85,000 |
| 2024 | 635 | 369 | 24.4% | 6.99% | $85,000 |
| 2025 | 674 | 404 | 22.7% | 6.63% | $95,000 |
Frequently asked questions
22.7% of applications in McKean County were denied in 2025, against 18.3% statewide in Pennsylvania.
Northwest Bank, with 120 applications in 2025 and a denial rate of 19.2%.
The median mortgage application in McKean County in 2025 was for $95,000; the median property value on originated loans was $155,000.