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Matanuska-Susitna Borough, Alaska · 2025

Mortgage lenders in Matanuska-Susitna Borough, AK: denial rates and top lenders (2025)

165 lenders acted on 4,782 mortgage applications for properties in Matanuska-Susitna Borough in 2025. 13.1% were denied (Alaska: 14.0%). Median rate on closed loans 6.38%; median loan $325,000; median property value $435,000.

4.8kApplications
13.1%Denial ratestate 14.0%
6.38%Median ratestate 6.44%
$325,000Median loan
$435,000Median property value

Largest lenders in Matanuska-Susitna Borough

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Global Federal Credit Union C 625405 13.6%6.63%
2 Newrez D 369263 3.8%6.25%
3 Residential Mortgage B 330248 4.6%6.13%
4 Rocket Mortgage C 301235 14.6%6.63%
5 United Shore Financial Services B 216169 9.7%6.10%
6 Mortgage Research Center C 17293 15.1%6.25%
7 The Loan Store B 168112 13.7%6.63%
8 Matanuska Valley Federal Credit Union C 14672 11.0%6.63%
9 Movement Mortgage A 12294 3.3%6.50%
10 First National Bank Alaska C 11354 9.7%6.63%
11 Freedom Mortgage B 9543 7.4%5.75%
12 AmeriSave Mortgage D 9025 58.9%8.50%
13 Canopy Mortgage B 8765 1.2%6.25%
14 Pennymac Loan Services C 8541 8.2%6.13%
15 NuVision Federal Credit Union C 8049 35.0%4.99%
16 Navy Federal Credit Union D 7936 25.3%6.19%
17 CREDIT UNION 1 Credit Union D 7647 13.2%7.75%
18 Kind Lending C 7254 15.3%6.38%
19 Loandepot.Com D 7248 22.2%6.75%
20 Lakeview Loan Servicing C 6925 37.7%5.99%
21 Primelending, a Plainscapital A 6740 10.5%6.56%
22 Guild Mortgage A 6044 5.0%6.13%
23 Broker Solutions D 5818 3.5%6.63%
24 Coastal Community Bank C 5215 1.9%10.49%
25 USAA Federal Savings Bank C 4222 21.4%6.13%

Best approval odds in Matanuska-Susitna Borough

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Canopy Mortgage661.5%
2Movement Mortgage1143.5%
3Newrez2785.0%
4Residential Mortgage2635.7%
5United Shore Financial Services19111.0%
6Freedom Mortgage6111.5%
7Primelending, a Plainscapital5413.0%
8Pennymac Loan Services5014.0%
9The Loan Store14915.4%
10Rocket Mortgage28315.6%

What Matanuska-Susitna Borough borrowers applied for

By loan purpose

Home purchase 2,352 49% · 5.0% denied
Refinance 629 13% · 12.4% denied
Cash-out refinance 1,001 21% · 22.0% denied
Home improvement 323 7% · 23.2% denied
Other / HELOC 477 10% · 28.1% denied

By loan type

Conventional 2,807 59% · 14.9% denied
FHA 685 14% · 13.9% denied
VA 1,251 26% · 8.4% denied
USDA / RHS 39 1% · 15.4% denied

Why applications were denied

Debt-to-income ratio 165 26%
Credit history 140 22%
Collateral 133 21%
Incomplete application 86 14%
Other 54 9%
Unverifiable information 23 4%
Insufficient cash 14 2%
Employment history 8 1%

Matanuska-Susitna Borough by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20233,8472,29915.2%6.63%$285,000
20244,2422,52916.4%6.50%$305,000
20254,7822,95613.1%6.38%$325,000

Frequently asked questions

13.1% of applications in Matanuska-Susitna Borough were denied in 2025, against 14.0% statewide in Alaska.

Global Federal Credit Union, with 625 applications in 2025 and a denial rate of 13.6%.

The median mortgage application in Matanuska-Susitna Borough in 2025 was for $325,000; the median property value on originated loans was $435,000.