CREDIT UNION 1 Credit Union in Alaska vs the state
11.7%Denial rate-2.32 pts vs state
16.2%Decision denial rate-1.81 pts vs state
60.2%Origination rate-0.51 pts vs state
7.75%Median rate+1.31 pts vs state
1.20Rate spread (pts)+1.07 pts vs state
$114kMedian applicant income
278Loans originated
54Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 426 | 263 | 10.1% | 6.25% | #9 |
| 2024 | 364 | 213 | 12.1% | 6.50% | #12 |
| 2025 | 462 | 278 | 11.7% | 7.75% | #9 |
What CREDIT UNION 1 Credit Union lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most CREDIT UNION 1 Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 251 | 154 | 27 | 10.8% |
| Matanuska-Susitna Borough | 76 | 47 | 10 | 13.2% |
| Kenai Peninsula Borough | 48 | 29 | 4 | 8.3% |
| Kodiak Island Borough | 31 | 21 | 2 | 6.5% |
| Fairbanks North Star Borough | 24 | 11 | 5 | 20.8% |
| Nome Census Area | 12 | 8 | 2 | 16.7% |
| Ketchikan Gateway Borough | 11 | 6 | 2 | 18.2% |
| Bethel Census Area | 3 | 0 | 0 | 0.0% |
| Northwest Arctic Borough | 1 | 0 | 0 | 0.0% |
| Sitka City and Borough | 1 | 1 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
| Navy Federal Credit Union | D | 370 | 19.2% | 6.25% |
Frequently asked questions
Alaska: 462 applications in 2025, of which 278 were originated and 54 denied.
11.7% of all applications, or 16.2% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans CREDIT UNION 1 Credit Union originated in Alaska in 2025 was 7.75%, against a statewide median of 6.44%.
About this data. Figures are CREDIT UNION 1 Credit Union's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology