NuVision Federal Credit Union · Alaska · 2025

NuVision Federal Credit Union in Alaska: approval rate, denial rate and rates (2025)

NuVision Federal Credit Union took 501 mortgage applications in Alaska in 2025, ranking #8 of 252 lenders active in the state. It originated 56.3% of them and denied 32.9% (36.8% of the applications it decided), against a statewide denial rate of 14.0%.

501Applicationsin AK
36.8%Decision denial ratestate 18.0%
4.99%Median ratestate 6.44%
$115,000Median loanstate $305,000
$61MVolume15 counties

NuVision Federal Credit Union in Alaska vs the state

32.9%Denial rate+18.92 pts vs state
36.8%Decision denial rate+18.85 pts vs state
56.3%Origination rate-4.39 pts vs state
4.99%Median rate-1.45 pts vs state
-2.17Rate spread (pts)-2.30 pts vs state
$120kMedian applicant income
282Loans originated
165Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
202359630242.6%5.49%#6
202451328537.8%5.99%#6
202550128232.9%4.99%#8

What NuVision Federal Credit Union lends in Alaska

By loan purpose

Home purchase 98 20% · 12.2% denied
Refinance 46 9% · 30.4% denied
Cash-out refinance 23 5% · 0.0% denied
Home improvement 138 28% · 38.4% denied
Other / HELOC 196 39% · 43.9% denied

By loan type

Conventional 473 94% · 33.8% denied
FHA 21 4% · 19.1% denied
VA 7 1% · 14.3% denied

Why it denied Alaska applicants

Debt-to-income ratio 67 41%
Other 34 21%
Collateral 26 16%
Incomplete application 26 16%
Credit history 9 5%
Unverifiable information 3 2%

Where in Alaska

Counties with the most NuVision Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Anchorage Municipality 30316697 32.0%
Matanuska-Susitna Borough 804928 35.0%
Fairbanks North Star Borough 432313 30.2%
Kenai Peninsula Borough 402514 35.0%
Juneau City and Borough 1796 35.3%
Southeast Fairbanks Census Area 541 20.0%
North Slope Borough 311 33.3%
Kusilvak Census Area 202 100.0%
Northwest Arctic Borough 202 100.0%
Nome Census Area 101 100.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%
Navy Federal Credit UnionD 37019.2%6.25%

Frequently asked questions

Alaska: 501 applications in 2025, of which 282 were originated and 165 denied.

32.9% of all applications, or 36.8% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans NuVision Federal Credit Union originated in Alaska in 2025 was 4.99%, against a statewide median of 6.44%.

About this data. Figures are NuVision Federal Credit Union's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology