Newrez · Alaska · 2025

Newrez in Alaska: approval rate, denial rate and rates (2025)

Newrez took 1,344 mortgage applications in Alaska in 2025, ranking #3 of 252 lenders active in the state. It originated 72.4% of them and denied 4.3% (5.6% of the applications it decided), against a statewide denial rate of 14.0%.

1.3kApplicationsin AK
5.6%Decision denial ratestate 18.0%
6.38%Median ratestate 6.44%
$365,000Median loanstate $305,000
$383MVolume18 counties

Newrez in Alaska vs the state

4.3%Denial rate-9.69 pts vs state
5.6%Decision denial rate-12.38 pts vs state
72.4%Origination rate+11.72 pts vs state
6.38%Median rate-0.07 pts vs state
0.13Rate spread (pts)-0.01 pts vs state
$123kMedian applicant income
973Loans originated
58Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,0698412.8%6.75%#3
20241,0738035.4%6.75%#3
20251,3449734.3%6.38%#3

What Newrez lends in Alaska

By loan purpose

Home purchase 971 72% · 0.7% denied
Refinance 227 17% · 7.5% denied
Cash-out refinance 144 11% · 22.9% denied
Other / HELOC 2 0% · 50.0% denied

By loan type

Conventional 634 47% · 6.5% denied
FHA 223 17% · 3.1% denied
VA 485 36% · 2.1% denied
USDA / RHS 2 0% · 0.0% denied

Why it denied Alaska applicants

Debt-to-income ratio 31 53%
Credit history 9 16%
Collateral 7 12%
Other 3 5%
Insufficient cash 3 5%
Employment history 3 5%
Unverifiable information 2 3%

Where in Alaska

Counties with the most Newrez applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Anchorage Municipality 42928529 6.8%
Fairbanks North Star Borough 41032711 2.7%
Matanuska-Susitna Borough 36926314 3.8%
Juneau City and Borough 54461 1.9%
Kenai Peninsula Borough 42312 4.8%
Ketchikan Gateway Borough 540 0.0%
Denali Borough 540 0.0%
Chugach Census Area 520 0.0%
Southeast Fairbanks Census Area 530 0.0%
Copper River Census Area 310 0.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%
Navy Federal Credit UnionD 37019.2%6.25%

Frequently asked questions

Alaska: 1,344 applications in 2025, of which 973 were originated and 58 denied.

4.3% of all applications, or 5.6% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans Newrez originated in Alaska in 2025 was 6.38%, against a statewide median of 6.44%.

About this data. Figures are Newrez's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology