Navy Federal Credit Union in Alaska vs the state
19.2%Denial rate+5.18 pts vs state
29.5%Decision denial rate+11.48 pts vs state
45.4%Origination rate-15.27 pts vs state
6.25%Median rate-0.19 pts vs state
-0.29Rate spread (pts)-0.42 pts vs state
$133kMedian applicant income
168Loans originated
71Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 335 | 164 | 24.2% | 6.13% | #13 |
| 2024 | 364 | 169 | 23.1% | 6.25% | #11 |
| 2025 | 370 | 168 | 19.2% | 6.25% | #11 |
What Navy Federal Credit Union lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most Navy Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 141 | 68 | 23 | 16.3% |
| Matanuska-Susitna Borough | 79 | 36 | 20 | 25.3% |
| Fairbanks North Star Borough | 55 | 21 | 13 | 23.6% |
| Kenai Peninsula Borough | 24 | 11 | 5 | 20.8% |
| Juneau City and Borough | 19 | 10 | 3 | 15.8% |
| Kodiak Island Borough | 14 | 5 | 4 | 28.6% |
| Ketchikan Gateway Borough | 14 | 6 | 0 | 0.0% |
| Southeast Fairbanks Census Area | 12 | 5 | 2 | 16.7% |
| Sitka City and Borough | 5 | 2 | 0 | 0.0% |
| Petersburg Borough | 3 | 1 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 370 applications in 2025, of which 168 were originated and 71 denied.
19.2% of all applications, or 29.5% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans Navy Federal Credit Union originated in Alaska in 2025 was 6.25%, against a statewide median of 6.44%.
About this data. Figures are Navy Federal Credit Union's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology