The Loan Store in Alaska vs the state
8.5%Denial rate-5.53 pts vs state
9.4%Decision denial rate-8.58 pts vs state
73.2%Origination rate+12.54 pts vs state
6.50%Median rate+0.06 pts vs state
0.21Rate spread (pts)+0.08 pts vs state
$134kMedian applicant income
380Loans originated
44Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 14 | 11.1% | 9.44% | #72 |
| 2024 | 318 | 239 | 7.2% | 6.49% | #14 |
| 2025 | 519 | 380 | 8.5% | 6.50% | #7 |
What The Loan Store lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 234 | 182 | 18 | 7.7% |
| Matanuska-Susitna Borough | 168 | 112 | 23 | 13.7% |
| Kenai Peninsula Borough | 47 | 37 | 0 | 0.0% |
| Fairbanks North Star Borough | 43 | 34 | 1 | 2.3% |
| Juneau City and Borough | 10 | 3 | 1 | 10.0% |
| Kodiak Island Borough | 4 | 1 | 0 | 0.0% |
| Southeast Fairbanks Census Area | 3 | 2 | 1 | 33.3% |
| Nome Census Area | 3 | 2 | 0 | 0.0% |
| Chugach Census Area | 2 | 2 | 0 | 0.0% |
| Bethel Census Area | 1 | 1 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
| Navy Federal Credit Union | D | 370 | 19.2% | 6.25% |
Frequently asked questions
Alaska: 519 applications in 2025, of which 380 were originated and 44 denied.
8.5% of all applications, or 9.4% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans The Loan Store originated in Alaska in 2025 was 6.50%, against a statewide median of 6.44%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology