Juneau City and Borough, Alaska · 2025

Mortgage lenders in Juneau City and Borough, AK: denial rates and top lenders (2025)

79 lenders acted on 814 mortgage applications for properties in Juneau City and Borough in 2025. 14.9% were denied (Alaska: 14.0%). Median rate on closed loans 6.50%; median loan $315,000; median property value $485,000.

814Applications
14.9%Denial ratestate 14.0%
6.50%Median ratestate 6.44%
$315,000Median loan
$485,000Median property value

Largest lenders in Juneau City and Borough

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Cornerstone Capital Bank A 10290 0.0%6.38%
2 True North Federal Credit Union D 9860 27.6%7.06%
3 Global Federal Credit Union C 8648 22.1%6.88%
4 Movement Mortgage A 7254 5.6%6.38%
5 Newrez D 5446 1.9%6.50%
6 Rocket Mortgage C 4738 12.8%6.99%
7 United Shore Financial Services B 2719 7.4%6.50%
8 Navy Federal Credit Union D 1910 15.8%6.06%
9 Residential Mortgage B 1711 5.9%6.38%
10 NuVision Federal Credit Union C 179 35.3%4.99%
11 Mortgage Research Center C 1711 17.7%6.13%
12 First National Bank Alaska C 145 7.1%6.50%
13 Pennymac Loan Services C 133 23.1%5.63%
14 Coastal Community Bank C 133 0.0%9.99%
15 Bank of America F 124 25.0%5.99%
16 Broker Solutions D 123 0.0%6.49%
17 Community First National Bank B 119 0.0%
18 Wells Fargo Bank B 103 30.0%6.50%
19 Freedom Mortgage B 105 0.0%6.75%
20 The Loan Store B 103 10.0%7.40%
21 Discover Bank F 80 25.0%
22 AmeriSave Mortgage D 80 75.0%
23 Lakeview Loan Servicing C 81 37.5%5.75%
24 Sofi Bank D 71 28.6%9.64%
25 USAA Federal Savings Bank C 62 33.3%6.13%

Best approval odds in Juneau City and Borough

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Cornerstone Capital Bank900.0%
2Movement Mortgage666.1%
3Global Federal Credit Union6927.5%
4True North Federal Credit Union9827.6%

What Juneau City and Borough borrowers applied for

By loan purpose

Home purchase 419 51% · 7.6% denied
Refinance 86 11% · 12.8% denied
Cash-out refinance 155 19% · 21.3% denied
Home improvement 66 8% · 30.3% denied
Other / HELOC 88 11% · 28.4% denied

By loan type

Conventional 629 77% · 16.5% denied
FHA 78 10% · 9.0% denied
VA 97 12% · 9.3% denied
USDA / RHS 10 1% · 10.0% denied

Why applications were denied

Debt-to-income ratio 35 29%
Collateral 28 23%
Credit history 22 18%
Incomplete application 18 15%
Other 11 9%
Employment history 3 2%
Unverifiable information 3 2%
Insufficient cash 1 1%

Juneau City and Borough by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202367440316.9%6.50%$305,000
202477346615.8%6.75%$315,000
202581449114.9%6.50%$315,000

Frequently asked questions

14.9% of applications in Juneau City and Borough were denied in 2025, against 14.0% statewide in Alaska.

Cornerstone Capital Bank, with 102 applications in 2025 and a denial rate of 0.0%.

The median mortgage application in Juneau City and Borough in 2025 was for $315,000; the median property value on originated loans was $485,000.