USAA Federal Savings Bank in Alaska vs the state
28.7%Denial rate+14.71 pts vs state
37.2%Decision denial rate+19.26 pts vs state
47.3%Origination rate-13.34 pts vs state
6.13%Median rate-0.32 pts vs state
-0.27Rate spread (pts)-0.40 pts vs state
$154kMedian applicant income
89Loans originated
54Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 179 | 101 | 16.2% | 6.13% | #24 |
| 2024 | 200 | 107 | 22.5% | 6.38% | #25 |
| 2025 | 188 | 89 | 28.7% | 6.13% | #25 |
What USAA Federal Savings Bank lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most USAA Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 63 | 28 | 22 | 34.9% |
| Matanuska-Susitna Borough | 42 | 22 | 9 | 21.4% |
| Fairbanks North Star Borough | 35 | 17 | 9 | 25.7% |
| Kenai Peninsula Borough | 19 | 13 | 4 | 21.1% |
| Ketchikan Gateway Borough | 7 | 3 | 3 | 42.9% |
| Juneau City and Borough | 6 | 2 | 2 | 33.3% |
| Sitka City and Borough | 5 | 3 | 0 | 0.0% |
| Wrangell City and Borough | 3 | 0 | 1 | 33.3% |
| Kodiak Island Borough | 2 | 0 | 1 | 50.0% |
| Southeast Fairbanks Census Area | 2 | 0 | 1 | 50.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 188 applications in 2025, of which 89 were originated and 54 denied.
28.7% of all applications, or 37.2% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans USAA Federal Savings Bank originated in Alaska in 2025 was 6.13%, against a statewide median of 6.44%.
About this data. Figures are USAA Federal Savings Bank's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology