Residential Mortgage in Alaska vs the state
4.4%Denial rate-9.61 pts vs state
5.5%Decision denial rate-12.52 pts vs state
75.8%Origination rate+15.09 pts vs state
6.25%Median rate-0.19 pts vs state
-0.01Rate spread (pts)-0.14 pts vs state
$132kMedian applicant income
1,445Loans originated
84Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,528 | 1,193 | 3.3% | 6.38% | #2 |
| 2024 | 1,794 | 1,400 | 3.0% | 6.25% | #2 |
| 2025 | 1,907 | 1,445 | 4.4% | 6.25% | #2 |
What Residential Mortgage lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most Residential Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 1,141 | 874 | 50 | 4.4% |
| Matanuska-Susitna Borough | 330 | 248 | 15 | 4.5% |
| Kenai Peninsula Borough | 147 | 102 | 7 | 4.8% |
| Fairbanks North Star Borough | 127 | 97 | 5 | 3.9% |
| Kodiak Island Borough | 45 | 35 | 3 | 6.7% |
| Chugach Census Area | 24 | 20 | 1 | 4.2% |
| Nome Census Area | 22 | 21 | 0 | 0.0% |
| Ketchikan Gateway Borough | 18 | 11 | 0 | 0.0% |
| Juneau City and Borough | 17 | 11 | 1 | 5.9% |
| North Slope Borough | 6 | 3 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
| Navy Federal Credit Union | D | 370 | 19.2% | 6.25% |
Frequently asked questions
Alaska: 1,907 applications in 2025, of which 1,445 were originated and 84 denied.
4.4% of all applications, or 5.5% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans Residential Mortgage originated in Alaska in 2025 was 6.25%, against a statewide median of 6.44%.
About this data. Figures are Residential Mortgage's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology