Global Federal Credit Union · Alaska · 2025

Global Federal Credit Union in Alaska: approval rate, denial rate and rates (2025)

Global Federal Credit Union took 2,601 mortgage applications in Alaska in 2025, ranking #1 of 252 lenders active in the state. It originated 64.5% of them and denied 16.0% (19.6% of the applications it decided), against a statewide denial rate of 14.0%.

2.6kApplicationsin AK
19.6%Decision denial ratestate 18.0%
6.63%Median ratestate 6.44%
$215,000Median loanstate $305,000
$472MVolume29 counties

Global Federal Credit Union in Alaska vs the state

16.0%Denial rate+1.95 pts vs state
19.6%Decision denial rate+1.62 pts vs state
64.5%Origination rate+3.83 pts vs state
6.63%Median rate+0.18 pts vs state
0.23Rate spread (pts)+0.09 pts vs state
$119kMedian applicant income
1,678Loans originated
415Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232,5631,42519.8%6.88%#1
20242,6181,61018.4%6.75%#1
20252,6011,67816.0%6.63%#1

What Global Federal Credit Union lends in Alaska

By loan purpose

Home purchase 1,323 51% · 5.7% denied
Refinance 108 4% · 8.3% denied
Cash-out refinance 227 9% · 15.4% denied
Home improvement 582 22% · 31.3% denied
Other / HELOC 361 14% · 31.6% denied

By loan type

Conventional 2,180 84% · 17.7% denied
FHA 207 8% · 8.7% denied
VA 200 8% · 4.0% denied
USDA / RHS 14 1% · 21.4% denied

Why it denied Alaska applicants

Credit history 159 38%
Debt-to-income ratio 140 34%
Collateral 92 22%
Employment history 7 2%
Unverifiable information 6 1%
Insufficient cash 6 1%
Other 5 1%

Where in Alaska

Counties with the most Global Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Anchorage Municipality 1,042669163 15.6%
Matanuska-Susitna Borough 62540585 13.6%
Kenai Peninsula Borough 43128272 16.7%
Fairbanks North Star Borough 27318245 16.5%
Juneau City and Borough 864819 22.1%
Bethel Census Area 25125 20.0%
Southeast Fairbanks Census Area 23192 8.7%
Ketchikan Gateway Borough 1565 33.3%
Copper River Census Area 981 11.1%
Kodiak Island Borough 971 11.1%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%
Navy Federal Credit UnionD 37019.2%6.25%

Frequently asked questions

Alaska: 2,601 applications in 2025, of which 1,678 were originated and 415 denied.

16.0% of all applications, or 19.6% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans Global Federal Credit Union originated in Alaska in 2025 was 6.63%, against a statewide median of 6.44%.

About this data. Figures are Global Federal Credit Union's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology