First National Bank Alaska in Alaska vs the state
9.0%Denial rate-5.05 pts vs state
14.8%Decision denial rate-3.17 pts vs state
50.5%Origination rate-10.18 pts vs state
6.63%Median rate+0.18 pts vs state
0.08Rate spread (pts)-0.06 pts vs state
$118kMedian applicant income
203Loans originated
36Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 370 | 189 | 5.1% | 6.50% | #10 |
| 2024 | 382 | 200 | 7.6% | 6.63% | #10 |
| 2025 | 402 | 203 | 9.0% | 6.63% | #10 |
What First National Bank Alaska lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most First National Bank Alaska applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Matanuska-Susitna Borough | 113 | 54 | 11 | 9.7% |
| Anchorage Municipality | 103 | 59 | 4 | 3.9% |
| Kenai Peninsula Borough | 79 | 39 | 8 | 10.1% |
| Kodiak Island Borough | 17 | 5 | 2 | 11.8% |
| Chugach Census Area | 14 | 11 | 1 | 7.1% |
| Juneau City and Borough | 14 | 5 | 1 | 7.1% |
| Fairbanks North Star Borough | 14 | 4 | 3 | 21.4% |
| Sitka City and Borough | 7 | 5 | 0 | 0.0% |
| Haines Borough | 7 | 3 | 2 | 28.6% |
| Copper River Census Area | 5 | 5 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| Navy Federal Credit Union | D | 370 | 19.2% | 6.25% |
Frequently asked questions
Alaska: 402 applications in 2025, of which 203 were originated and 36 denied.
9.0% of all applications, or 14.8% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans First National Bank Alaska originated in Alaska in 2025 was 6.63%, against a statewide median of 6.44%.
About this data. Figures are First National Bank Alaska's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology