Largest lenders in Anchorage Municipality
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Residential Mortgage | B | 1,141 | 874 | 4.4% | 6.25% |
| 2 | Global Federal Credit Union | C | 1,042 | 669 | 15.6% | 6.50% |
| 3 | Newrez | D | 429 | 285 | 6.8% | 6.50% |
| 4 | Rocket Mortgage | C | 377 | 281 | 14.9% | 6.88% |
| 5 | NuVision Federal Credit Union | C | 303 | 166 | 32.0% | 5.31% |
| 6 | Mortgage Research Center | C | 289 | 152 | 14.2% | 6.25% |
| 7 | CREDIT UNION 1 Credit Union | D | 251 | 154 | 10.8% | 7.75% |
| 8 | The Loan Store | B | 234 | 182 | 7.7% | 6.49% |
| 9 | United Shore Financial Services | B | 231 | 161 | 13.9% | 6.13% |
| 10 | Primelending, a Plainscapital | A | 165 | 129 | 2.4% | 6.38% |
| 11 | Freedom Mortgage | B | 161 | 78 | 9.9% | 6.00% |
| 12 | AmeriSave Mortgage | D | 149 | 40 | 61.1% | 8.25% |
| 13 | Pennymac Loan Services | C | 141 | 63 | 19.2% | 5.88% |
| 14 | Navy Federal Credit Union | D | 141 | 68 | 16.3% | 7.00% |
| 15 | Guild Mortgage | A | 138 | 97 | 4.4% | 6.13% |
| 16 | Guaranteed Rate | B | 118 | 72 | 9.3% | 6.49% |
| 17 | First National Bank Alaska | C | 103 | 59 | 3.9% | 6.63% |
| 18 | Loandepot.Com | D | 98 | 71 | 16.3% | 6.99% |
| 19 | Primary Residential Mortgage | C | 96 | 63 | 5.2% | 6.38% |
| 20 | Bank of America | F | 94 | 35 | 36.2% | 6.49% |
| 21 | Wells Fargo Bank | B | 93 | 41 | 20.4% | 6.50% |
| 22 | Coastal Community Bank | C | 91 | 30 | 1.1% | 10.12% |
| 23 | Movement Mortgage | A | 73 | 51 | 2.7% | 6.38% |
| 24 | Sofi Bank | D | 71 | 19 | 12.7% | 7.09% |
| 25 | USAA Federal Savings Bank | C | 63 | 28 | 34.9% | 6.00% |
Best approval odds in Anchorage Municipality
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Coastal Community Bank | 66 | 1.5% |
| 2 | Primelending, a Plainscapital | 143 | 2.8% |
| 3 | Movement Mortgage | 66 | 3.0% |
| 4 | Residential Mortgage | 931 | 5.4% |
| 5 | Guild Mortgage | 110 | 5.5% |
| 6 | First National Bank Alaska | 64 | 6.3% |
| 7 | Primary Residential Mortgage | 68 | 7.4% |
| 8 | The Loan Store | 214 | 8.4% |
| 9 | Newrez | 316 | 9.2% |
| 10 | Guaranteed Rate | 88 | 12.5% |
What Anchorage Municipality borrowers applied for
By loan purpose
By loan type
Why applications were denied
Anchorage Municipality by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 6,572 | 3,964 | 15.0% | 6.50% | $295,000 |
| 2024 | 7,256 | 4,442 | 14.5% | 6.49% | $305,000 |
| 2025 | 7,945 | 4,887 | 13.7% | 6.38% | $315,000 |
Frequently asked questions
13.7% of applications in Anchorage Municipality were denied in 2025, against 14.0% statewide in Alaska.
Residential Mortgage, with 1,141 applications in 2025 and a denial rate of 4.4%.
The median mortgage application in Anchorage Municipality in 2025 was for $315,000; the median property value on originated loans was $445,000.