Coastal Community Bank in Alaska vs the state
1.8%Denial rate-12.26 pts vs state
2.5%Decision denial rate-15.53 pts vs state
25.8%Origination rate-34.92 pts vs state
10.49%Median rate+4.05 pts vs state
3.23Rate spread (pts)+3.10 pts vs state
$150kMedian applicant income
59Loans originated
4Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 134 | 60 | 1.5% | 12.99% | #28 |
| 2024 | 238 | 67 | 1.7% | 12.24% | #22 |
| 2025 | 229 | 59 | 1.8% | 10.49% | #21 |
What Coastal Community Bank lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 91 | 30 | 1 | 1.1% |
| Matanuska-Susitna Borough | 52 | 15 | 1 | 1.9% |
| Kenai Peninsula Borough | 35 | 4 | 1 | 2.9% |
| Fairbanks North Star Borough | 30 | 7 | 1 | 3.3% |
| Juneau City and Borough | 13 | 3 | 0 | 0.0% |
| Ketchikan Gateway Borough | 4 | 0 | 0 | 0.0% |
| Kodiak Island Borough | 3 | 0 | 0 | 0.0% |
| Chugach Census Area | 1 | 0 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 229 applications in 2025, of which 59 were originated and 4 denied.
1.8% of all applications, or 2.5% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans Coastal Community Bank originated in Alaska in 2025 was 10.49%, against a statewide median of 6.44%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology