United Shore Financial Services in Alaska vs the state
12.2%Denial rate-1.85 pts vs state
14.0%Decision denial rate-3.96 pts vs state
72.4%Origination rate+11.73 pts vs state
6.12%Median rate-0.32 pts vs state
-0.05Rate spread (pts)-0.18 pts vs state
$111kMedian applicant income
399Loans originated
67Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 553 | 440 | 6.7% | 6.50% | #7 |
| 2024 | 472 | 340 | 9.3% | 6.25% | #7 |
| 2025 | 551 | 399 | 12.2% | 6.12% | #6 |
What United Shore Financial Services lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most United Shore Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 231 | 161 | 32 | 13.9% |
| Matanuska-Susitna Borough | 216 | 169 | 21 | 9.7% |
| Fairbanks North Star Borough | 34 | 23 | 3 | 8.8% |
| Juneau City and Borough | 27 | 19 | 2 | 7.4% |
| Kenai Peninsula Borough | 22 | 15 | 6 | 27.3% |
| Kodiak Island Borough | 7 | 5 | 1 | 14.3% |
| Chugach Census Area | 5 | 2 | 2 | 40.0% |
| Ketchikan Gateway Borough | 4 | 3 | 0 | 0.0% |
| Sitka City and Borough | 2 | 0 | 0 | 0.0% |
| Northwest Arctic Borough | 1 | 0 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
| Navy Federal Credit Union | D | 370 | 19.2% | 6.25% |
Frequently asked questions
Alaska: 551 applications in 2025, of which 399 were originated and 67 denied.
12.2% of all applications, or 14.0% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans United Shore Financial Services originated in Alaska in 2025 was 6.12%, against a statewide median of 6.44%.
About this data. Figures are United Shore Financial Services's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology