Mortgage Research Center in Alaska vs the state
14.5%Denial rate+0.44 pts vs state
21.3%Decision denial rate+3.35 pts vs state
52.8%Origination rate-7.84 pts vs state
6.25%Median rate-0.19 pts vs state
-0.25Rate spread (pts)-0.39 pts vs state
$115kMedian applicant income
446Loans originated
122Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 688 | 389 | 12.2% | 6.75% | #4 |
| 2024 | 716 | 398 | 13.4% | 6.25% | #5 |
| 2025 | 844 | 446 | 14.5% | 6.25% | #5 |
What Mortgage Research Center lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most Mortgage Research Center applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 289 | 152 | 41 | 14.2% |
| Fairbanks North Star Borough | 207 | 113 | 25 | 12.1% |
| Matanuska-Susitna Borough | 172 | 93 | 26 | 15.1% |
| Kenai Peninsula Borough | 61 | 29 | 6 | 9.8% |
| Ketchikan Gateway Borough | 29 | 14 | 5 | 17.2% |
| Juneau City and Borough | 17 | 11 | 3 | 17.6% |
| Southeast Fairbanks Census Area | 15 | 9 | 3 | 20.0% |
| Kodiak Island Borough | 9 | 6 | 1 | 11.1% |
| Sitka City and Borough | 7 | 3 | 2 | 28.6% |
| Chugach Census Area | 7 | 4 | 1 | 14.3% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
| Navy Federal Credit Union | D | 370 | 19.2% | 6.25% |
Frequently asked questions
Alaska: 844 applications in 2025, of which 446 were originated and 122 denied.
14.5% of all applications, or 21.3% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans Mortgage Research Center originated in Alaska in 2025 was 6.25%, against a statewide median of 6.44%.
About this data. Figures are Mortgage Research Center's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology