Rocket Mortgage · Alaska · 2025

Rocket Mortgage in Alaska: approval rate, denial rate and rates (2025)

Rocket Mortgage took 1,051 mortgage applications in Alaska in 2025, ranking #4 of 252 lenders active in the state. It originated 73.8% of them and denied 17.8% (19.0% of the applications it decided), against a statewide denial rate of 14.0%.

1.1kApplicationsin AK
19.0%Decision denial ratestate 18.0%
6.75%Median ratestate 6.44%
$215,000Median loanstate $305,000
$194MVolume22 counties

Rocket Mortgage in Alaska vs the state

17.8%Denial rate+3.78 pts vs state
19.0%Decision denial rate+0.99 pts vs state
73.8%Origination rate+13.15 pts vs state
6.75%Median rate+0.31 pts vs state
0.66Rate spread (pts)+0.52 pts vs state
$114kMedian applicant income
776Loans originated
187Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
202359641921.5%6.75%#5
202486663118.0%6.88%#4
20251,05177617.8%6.75%#4

What Rocket Mortgage lends in Alaska

By loan purpose

Home purchase 225 21% · 10.7% denied
Refinance 184 18% · 17.4% denied
Cash-out refinance 568 54% · 18.7% denied
Home improvement 21 2% · 47.6% denied
Other / HELOC 53 5% · 28.3% denied

By loan type

Conventional 771 73% · 16.7% denied
FHA 152 14% · 26.3% denied
VA 128 12% · 14.1% denied

Why it denied Alaska applicants

Collateral 80 43%
Incomplete application 43 23%
Debt-to-income ratio 30 16%
Credit history 14 7%
Other 10 5%
Insufficient cash 7 4%
Unverifiable information 2 1%
Employment history 1 1%

Where in Alaska

Counties with the most Rocket Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Anchorage Municipality 37728156 14.9%
Matanuska-Susitna Borough 30123544 14.6%
Fairbanks North Star Borough 1227934 27.9%
Kenai Peninsula Borough 1117626 23.4%
Juneau City and Borough 47386 12.8%
Ketchikan Gateway Borough 15105 33.3%
Southeast Fairbanks Census Area 1375 38.5%
Chugach Census Area 13103 23.1%
Kodiak Island Borough 1293 25.0%
Prince of Wales-Hyder Census Area 861 12.5%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%
Navy Federal Credit UnionD 37019.2%6.25%

Frequently asked questions

Alaska: 1,051 applications in 2025, of which 776 were originated and 187 denied.

17.8% of all applications, or 19.0% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans Rocket Mortgage originated in Alaska in 2025 was 6.75%, against a statewide median of 6.44%.

About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology