Primelending, a Plainscapital · Alaska · 2025

Primelending, a Plainscapital in Alaska: approval rate, denial rate and rates (2025)

Primelending, a Plainscapital took 322 mortgage applications in Alaska in 2025, ranking #15 of 252 lenders active in the state. It originated 73.9% of them and denied 4.4% (5.1% of the applications it decided), against a statewide denial rate of 14.0%.

322Applicationsin AK
5.1%Decision denial ratestate 18.0%
6.49%Median ratestate 6.44%
$365,000Median loanstate $305,000
$95MVolume12 counties

Primelending, a Plainscapital in Alaska vs the state

4.4%Denial rate-9.66 pts vs state
5.1%Decision denial rate-12.87 pts vs state
73.9%Origination rate+13.23 pts vs state
6.49%Median rate+0.05 pts vs state
0.11Rate spread (pts)-0.02 pts vs state
$120kMedian applicant income
238Loans originated
14Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232261716.2%6.50%#18
20242541875.9%6.25%#20
20253222384.4%6.49%#15

What Primelending, a Plainscapital lends in Alaska

By loan purpose

Home purchase 280 87% · 3.9% denied
Refinance 25 8% · 4.0% denied
Cash-out refinance 9 3% · 22.2% denied
Home improvement 3 1% · 0.0% denied
Other / HELOC 5 2% · 0.0% denied

By loan type

Conventional 204 63% · 4.4% denied
FHA 73 23% · 5.5% denied
VA 44 14% · 2.3% denied
USDA / RHS 1 0% · 0.0% denied

Why it denied Alaska applicants

Debt-to-income ratio 10 71%
Credit history 2 14%
Unverifiable information 1 7%
Other 1 7%

Where in Alaska

Counties with the most Primelending, a Plainscapital applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Anchorage Municipality 1651294 2.4%
Matanuska-Susitna Borough 67407 10.4%
Kenai Peninsula Borough 67523 4.5%
Kodiak Island Borough 980 0.0%
North Slope Borough 430 0.0%
Fairbanks North Star Borough 200 0.0%
Juneau City and Borough 220 0.0%
Copper River Census Area 210 0.0%
Sitka City and Borough 110 0.0%
Chugach Census Area 110 0.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%

Frequently asked questions

Alaska: 322 applications in 2025, of which 238 were originated and 14 denied.

4.4% of all applications, or 5.1% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans Primelending, a Plainscapital originated in Alaska in 2025 was 6.49%, against a statewide median of 6.44%.

About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology