AmeriSave Mortgage in Alaska vs the state
63.2%Denial rate+49.16 pts vs state
71.5%Decision denial rate+53.49 pts vs state
24.7%Origination rate-36.03 pts vs state
8.38%Median rate+1.93 pts vs state
2.53Rate spread (pts)+2.40 pts vs state
$88kMedian applicant income
87Loans originated
223Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 286 | 44 | 23.8% | 6.13% | #16 |
| 2024 | 330 | 77 | 62.1% | 9.88% | #13 |
| 2025 | 353 | 87 | 63.2% | 8.38% | #13 |
What AmeriSave Mortgage lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 149 | 40 | 91 | 61.1% |
| Matanuska-Susitna Borough | 90 | 25 | 53 | 58.9% |
| Kenai Peninsula Borough | 41 | 13 | 26 | 63.4% |
| Fairbanks North Star Borough | 32 | 7 | 21 | 65.6% |
| Juneau City and Borough | 8 | 0 | 6 | 75.0% |
| Sitka City and Borough | 5 | 0 | 5 | 100.0% |
| Dillingham Census Area | 3 | 0 | 3 | 100.0% |
| Southeast Fairbanks Census Area | 3 | 0 | 1 | 33.3% |
| Ketchikan Gateway Borough | 3 | 1 | 1 | 33.3% |
| Kusilvak Census Area | 2 | 0 | 2 | 100.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 353 applications in 2025, of which 87 were originated and 223 denied.
63.2% of all applications, or 71.5% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans AmeriSave Mortgage originated in Alaska in 2025 was 8.38%, against a statewide median of 6.44%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology