Freedom Mortgage in Alaska vs the state
8.7%Denial rate-5.28 pts vs state
13.3%Decision denial rate-4.68 pts vs state
47.9%Origination rate-12.79 pts vs state
5.88%Median rate-0.57 pts vs state
-0.30Rate spread (pts)-0.43 pts vs state
$119kMedian applicant income
170Loans originated
31Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 84 | 32 | 17.9% | 6.25% | #36 |
| 2024 | 261 | 132 | 8.4% | 5.99% | #19 |
| 2025 | 355 | 170 | 8.7% | 5.88% | #12 |
What Freedom Mortgage lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most Freedom Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 161 | 78 | 16 | 9.9% |
| Matanuska-Susitna Borough | 95 | 43 | 7 | 7.4% |
| Fairbanks North Star Borough | 47 | 31 | 4 | 8.5% |
| Kenai Peninsula Borough | 26 | 10 | 3 | 11.5% |
| Juneau City and Borough | 10 | 5 | 0 | 0.0% |
| Kodiak Island Borough | 6 | 2 | 0 | 0.0% |
| Sitka City and Borough | 2 | 1 | 0 | 0.0% |
| Bethel Census Area | 2 | 0 | 0 | 0.0% |
| Southeast Fairbanks Census Area | 2 | 0 | 0 | 0.0% |
| Ketchikan Gateway Borough | 1 | 0 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 355 applications in 2025, of which 170 were originated and 31 denied.
8.7% of all applications, or 13.3% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans Freedom Mortgage originated in Alaska in 2025 was 5.88%, against a statewide median of 6.44%.
About this data. Figures are Freedom Mortgage's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology