Pennymac Loan Services in Alaska vs the state
13.6%Denial rate-0.46 pts vs state
20.9%Decision denial rate+2.92 pts vs state
47.1%Origination rate-13.58 pts vs state
6.12%Median rate-0.32 pts vs state
-0.10Rate spread (pts)-0.24 pts vs state
$124kMedian applicant income
146Loans originated
42Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 141 | 74 | 11.4% | 5.75% | #26 |
| 2024 | 290 | 173 | 10.0% | 5.75% | #15 |
| 2025 | 310 | 146 | 13.6% | 6.12% | #17 |
What Pennymac Loan Services lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most Pennymac Loan Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 141 | 63 | 27 | 19.1% |
| Matanuska-Susitna Borough | 85 | 41 | 7 | 8.2% |
| Fairbanks North Star Borough | 40 | 24 | 3 | 7.5% |
| Juneau City and Borough | 13 | 3 | 3 | 23.1% |
| Kenai Peninsula Borough | 8 | 5 | 1 | 12.5% |
| Chugach Census Area | 5 | 2 | 0 | 0.0% |
| Kodiak Island Borough | 5 | 2 | 0 | 0.0% |
| Ketchikan Gateway Borough | 4 | 1 | 0 | 0.0% |
| Southeast Fairbanks Census Area | 4 | 2 | 1 | 25.0% |
| Wrangell City and Borough | 2 | 1 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 310 applications in 2025, of which 146 were originated and 42 denied.
13.6% of all applications, or 20.9% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans Pennymac Loan Services originated in Alaska in 2025 was 6.12%, against a statewide median of 6.44%.
About this data. Figures are Pennymac Loan Services's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology