Guild Mortgage in Alaska vs the state
4.6%Denial rate-9.38 pts vs state
5.7%Decision denial rate-12.25 pts vs state
70.1%Origination rate+9.43 pts vs state
6.19%Median rate-0.25 pts vs state
0.11Rate spread (pts)-0.03 pts vs state
$111kMedian applicant income
197Loans originated
13Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 196 | 141 | 6.6% | 6.50% | #21 |
| 2024 | 184 | 138 | 3.3% | 6.50% | #26 |
| 2025 | 281 | 197 | 4.6% | 6.19% | #19 |
What Guild Mortgage lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most Guild Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 138 | 97 | 6 | 4.3% |
| Matanuska-Susitna Borough | 60 | 44 | 3 | 5.0% |
| Fairbanks North Star Borough | 57 | 37 | 1 | 1.8% |
| Kenai Peninsula Borough | 18 | 12 | 3 | 16.7% |
| Juneau City and Borough | 3 | 3 | 0 | 0.0% |
| Chugach Census Area | 2 | 2 | 0 | 0.0% |
| Kodiak Island Borough | 1 | 1 | 0 | 0.0% |
| Ketchikan Gateway Borough | 1 | 0 | 0 | 0.0% |
| Denali Borough | 1 | 1 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 281 applications in 2025, of which 197 were originated and 13 denied.
4.6% of all applications, or 5.7% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans Guild Mortgage originated in Alaska in 2025 was 6.19%, against a statewide median of 6.44%.
About this data. Figures are Guild Mortgage's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology