Primary Residential Mortgage in Alaska vs the state
6.2%Denial rate-7.80 pts vs state
8.8%Decision denial rate-9.16 pts vs state
64.1%Origination rate+3.46 pts vs state
6.50%Median rate+0.06 pts vs state
0.14Rate spread (pts)0.00 pts vs state
$114kMedian applicant income
93Loans originated
9Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 139 | 92 | 9.4% | 6.50% | #27 |
| 2024 | 151 | 90 | 7.3% | 6.13% | #29 |
| 2025 | 145 | 93 | 6.2% | 6.50% | #31 |
What Primary Residential Mortgage lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most Primary Residential Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 96 | 63 | 5 | 5.2% |
| Matanuska-Susitna Borough | 40 | 26 | 1 | 2.5% |
| Kenai Peninsula Borough | 3 | 2 | 1 | 33.3% |
| Northwest Arctic Borough | 2 | 0 | 2 | 100.0% |
| Chugach Census Area | 2 | 1 | 0 | 0.0% |
| Fairbanks North Star Borough | 1 | 0 | 0 | 0.0% |
| Sitka City and Borough | 1 | 1 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 145 applications in 2025, of which 93 were originated and 9 denied.
6.2% of all applications, or 8.8% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans Primary Residential Mortgage originated in Alaska in 2025 was 6.50%, against a statewide median of 6.44%.
About this data. Figures are Primary Residential Mortgage's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology