Loandepot.Com · Alaska · 2025

Loandepot.Com in Alaska: approval rate, denial rate and rates (2025)

Loandepot.Com took 331 mortgage applications in Alaska in 2025, ranking #14 of 252 lenders active in the state. It originated 64.4% of them and denied 23.6% (26.4% of the applications it decided), against a statewide denial rate of 14.0%.

331Applicationsin AK
26.4%Decision denial ratestate 18.0%
6.75%Median ratestate 6.44%
$205,000Median loanstate $305,000
$53MVolume20 counties

Loandepot.Com in Alaska vs the state

23.6%Denial rate+9.55 pts vs state
26.4%Decision denial rate+8.37 pts vs state
64.4%Origination rate+3.67 pts vs state
6.75%Median rate+0.31 pts vs state
0.66Rate spread (pts)+0.52 pts vs state
$99kMedian applicant income
213Loans originated
78Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
202322413021.4%6.63%#20
202428617622.7%6.69%#16
202533121323.6%6.75%#14

What Loandepot.Com lends in Alaska

By loan purpose

Home purchase 68 21% · 7.4% denied
Refinance 23 7% · 17.4% denied
Cash-out refinance 118 36% · 28.8% denied
Other / HELOC 122 37% · 28.7% denied

By loan type

Conventional 216 65% · 22.7% denied
FHA 61 18% · 32.8% denied
VA 54 16% · 16.7% denied

Why it denied Alaska applicants

Collateral 29 37%
Unverifiable information 22 28%
Debt-to-income ratio 12 15%
Incomplete application 9 12%
Credit history 4 5%
Insufficient cash 1 1%
Employment history 1 1%

Where in Alaska

Counties with the most Loandepot.Com applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Anchorage Municipality 987116 16.3%
Kenai Peninsula Borough 785514 17.9%
Matanuska-Susitna Borough 724816 22.2%
Fairbanks North Star Borough 462316 34.8%
Juneau City and Borough 623 50.0%
Ketchikan Gateway Borough 530 0.0%
Dillingham Census Area 422 50.0%
Sitka City and Borough 321 33.3%
Kodiak Island Borough 320 0.0%
Nome Census Area 210 0.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%

Frequently asked questions

Alaska: 331 applications in 2025, of which 213 were originated and 78 denied.

23.6% of all applications, or 26.4% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans Loandepot.Com originated in Alaska in 2025 was 6.75%, against a statewide median of 6.44%.

About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology