Guaranteed Rate in Alaska vs the state
9.1%Denial rate-4.96 pts vs state
12.2%Decision denial rate-5.78 pts vs state
62.4%Origination rate+1.76 pts vs state
6.53%Median rate+0.08 pts vs state
0.09Rate spread (pts)-0.04 pts vs state
$120kMedian applicant income
138Loans originated
20Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 253 | 183 | 3.6% | 6.60% | #17 |
| 2024 | 249 | 167 | 7.6% | 6.50% | #21 |
| 2025 | 221 | 138 | 9.1% | 6.53% | #22 |
What Guaranteed Rate lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most Guaranteed Rate applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 118 | 72 | 11 | 9.3% |
| Matanuska-Susitna Borough | 34 | 21 | 3 | 8.8% |
| Kenai Peninsula Borough | 31 | 23 | 0 | 0.0% |
| Fairbanks North Star Borough | 17 | 9 | 2 | 11.8% |
| Juneau City and Borough | 6 | 3 | 1 | 16.7% |
| Petersburg Borough | 4 | 3 | 0 | 0.0% |
| Sitka City and Borough | 4 | 2 | 2 | 50.0% |
| Ketchikan Gateway Borough | 3 | 3 | 0 | 0.0% |
| Chugach Census Area | 2 | 1 | 0 | 0.0% |
| Wrangell City and Borough | 1 | 1 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 221 applications in 2025, of which 138 were originated and 20 denied.
9.1% of all applications, or 12.2% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans Guaranteed Rate originated in Alaska in 2025 was 6.53%, against a statewide median of 6.44%.
About this data. Figures are Guaranteed Rate's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology