Cornerstone Capital Bank in Alaska vs the state
0.3%Denial rate-13.68 pts vs state
0.4%Decision denial rate-17.58 pts vs state
83.1%Origination rate+22.38 pts vs state
6.25%Median rate-0.19 pts vs state
0.13Rate spread (pts)0.00 pts vs state
$122kMedian applicant income
250Loans originated
1Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 294 | 225 | 2.4% | 6.38% | #15 |
| 2024 | 264 | 216 | 1.9% | 6.50% | #18 |
| 2025 | 301 | 250 | 0.3% | 6.25% | #18 |
What Cornerstone Capital Bank lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most Cornerstone Capital Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Juneau City and Borough | 102 | 90 | 0 | 0.0% |
| Kenai Peninsula Borough | 93 | 77 | 0 | 0.0% |
| Fairbanks North Star Borough | 44 | 36 | 0 | 0.0% |
| Ketchikan Gateway Borough | 22 | 17 | 0 | 0.0% |
| Southeast Fairbanks Census Area | 11 | 7 | 0 | 0.0% |
| Matanuska-Susitna Borough | 10 | 9 | 0 | 0.0% |
| Anchorage Municipality | 8 | 8 | 0 | 0.0% |
| Sitka City and Borough | 4 | 3 | 0 | 0.0% |
| Haines Borough | 3 | 0 | 0 | 0.0% |
| Prince of Wales-Hyder Census Area | 2 | 1 | 1 | 50.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 301 applications in 2025, of which 250 were originated and 1 denied.
0.3% of all applications, or 0.4% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans Cornerstone Capital Bank originated in Alaska in 2025 was 6.25%, against a statewide median of 6.44%.
About this data. Figures are Cornerstone Capital Bank's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology