True North Federal Credit Union in Alaska vs the state
31.7%Denial rate+17.71 pts vs state
31.7%Decision denial rate+13.74 pts vs state
55.9%Origination rate-4.82 pts vs state
7.38%Median rate+0.93 pts vs state
1.47Rate spread (pts)+1.34 pts vs state
$113kMedian applicant income
81Loans originated
46Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 143 | 75 | 31.5% | 6.50% | #25 |
| 2024 | 145 | 82 | 29.7% | 7.25% | #31 |
| 2025 | 145 | 81 | 31.7% | 7.38% | #32 |
What True North Federal Credit Union lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most True North Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Juneau City and Borough | 98 | 60 | 27 | 27.6% |
| Anchorage Municipality | 25 | 13 | 7 | 28.0% |
| Matanuska-Susitna Borough | 7 | 1 | 5 | 71.4% |
| Southeast Fairbanks Census Area | 3 | 1 | 2 | 66.7% |
| Kenai Peninsula Borough | 3 | 1 | 1 | 33.3% |
| Haines Borough | 3 | 1 | 2 | 66.7% |
| Fairbanks North Star Borough | 2 | 2 | 0 | 0.0% |
| Ketchikan Gateway Borough | 1 | 0 | 1 | 100.0% |
| Yakutat City and Borough | 1 | 1 | 0 | 0.0% |
| Sitka City and Borough | 1 | 1 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 145 applications in 2025, of which 81 were originated and 46 denied.
31.7% of all applications, or 31.7% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans True North Federal Credit Union originated in Alaska in 2025 was 7.38%, against a statewide median of 6.44%.
About this data. Figures are True North Federal Credit Union's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology