Matanuska Valley Federal Credit Union · Alaska · 2025

Matanuska Valley Federal Credit Union in Alaska: approval rate, denial rate and rates (2025)

Matanuska Valley Federal Credit Union took 179 mortgage applications in Alaska in 2025, ranking #28 of 252 lenders active in the state. It originated 50.3% of them and denied 10.6% (15.1% of the applications it decided), against a statewide denial rate of 14.0%.

179Applicationsin AK
15.1%Decision denial ratestate 18.0%
6.63%Median ratestate 6.44%
$255,000Median loanstate $305,000
$30MVolume8 counties

Matanuska Valley Federal Credit Union in Alaska vs the state

10.6%Denial rate-3.40 pts vs state
15.1%Decision denial rate-2.90 pts vs state
50.3%Origination rate-10.40 pts vs state
6.63%Median rate+0.18 pts vs state
0.06Rate spread (pts)-0.07 pts vs state
$106kMedian applicant income
90Loans originated
19Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231276118.1%7.13%#29
20241436616.8%7.00%#32
20251799010.6%6.63%#28

What Matanuska Valley Federal Credit Union lends in Alaska

By loan purpose

Home purchase 55 31% · 1.8% denied
Refinance 16 9% · 18.8% denied
Cash-out refinance 93 52% · 16.1% denied
Home improvement 15 8% · 0.0% denied

By loan type

Conventional 179 100% · 10.6% denied

Why it denied Alaska applicants

Credit history 11 58%
Debt-to-income ratio 6 32%
Collateral 2 11%

Where in Alaska

Counties with the most Matanuska Valley Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Matanuska-Susitna Borough 1467216 11.0%
Anchorage Municipality 21122 9.5%
Kenai Peninsula Borough 621 16.7%
Southeast Fairbanks Census Area 220 0.0%
Fairbanks North Star Borough 110 0.0%
Lake and Peninsula Borough 100 0.0%
Copper River Census Area 110 0.0%
Kodiak Island Borough 100 0.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%

Frequently asked questions

Alaska: 179 applications in 2025, of which 90 were originated and 19 denied.

10.6% of all applications, or 15.1% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans Matanuska Valley Federal Credit Union originated in Alaska in 2025 was 6.63%, against a statewide median of 6.44%.

About this data. Figures are Matanuska Valley Federal Credit Union's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology