Kind Lending in Alaska vs the state
18.6%Denial rate+4.54 pts vs state
19.8%Decision denial rate+1.85 pts vs state
71.0%Origination rate+10.29 pts vs state
6.25%Median rate-0.19 pts vs state
-0.02Rate spread (pts)-0.15 pts vs state
$128kMedian applicant income
88Loans originated
23Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 16 | 11 | 12.5% | 6.63% | #74 |
| 2024 | 52 | 31 | 26.9% | 6.50% | #55 |
| 2025 | 124 | 88 | 18.6% | 6.25% | #36 |
What Kind Lending lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most Kind Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Matanuska-Susitna Borough | 72 | 54 | 11 | 15.3% |
| Anchorage Municipality | 45 | 31 | 10 | 22.2% |
| Fairbanks North Star Borough | 3 | 2 | 1 | 33.3% |
| Bethel Census Area | 2 | 0 | 0 | 0.0% |
| Kenai Peninsula Borough | 2 | 1 | 1 | 50.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 124 applications in 2025, of which 88 were originated and 23 denied.
18.6% of all applications, or 19.8% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans Kind Lending originated in Alaska in 2025 was 6.25%, against a statewide median of 6.44%.
About this data. Figures are Kind Lending's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology