Largest lenders in Brown County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 118 | 23 | 45.8% | 9.18% |
| 2 | TexasBank | C | 101 | 85 | 2.0% | 6.75% |
| 3 | Rocket Mortgage | C | 87 | 53 | 29.9% | 6.75% |
| 4 | United Shore Financial Services | B | 44 | 32 | 15.9% | 6.16% |
| 5 | Mortgage Research Center | C | 38 | 21 | 13.2% | 6.25% |
| 6 | Triad Financial Services | D | 34 | 5 | 52.9% | 9.58% |
| 7 | Loandepot.Com | D | 30 | 17 | 23.3% | 6.75% |
| 8 | First Central Credit Union | D | 24 | 12 | 16.7% | 7.43% |
| 9 | Prosperity Bank | D | 21 | 8 | 33.3% | 7.38% |
| 10 | Vanderbilt Mortgage and Finance | F | 21 | 1 | 57.1% | 8.75% |
| 11 | American Mortgage Bank | C | 20 | 16 | 5.0% | 6.63% |
| 12 | Paramount Residential Mortgage Group | B | 18 | 16 | 0.0% | 6.44% |
| 13 | Pennymac Loan Services | C | 16 | 6 | 18.8% | 6.25% |
| 14 | Newrez | D | 16 | 5 | 12.5% | 6.63% |
| 15 | Spring Eq | D | 15 | 4 | 53.3% | 10.71% |
| 16 | CMG Mortgage | A | 13 | 5 | 7.7% | 6.63% |
| 17 | Primis Mortgage | B | 13 | 11 | 0.0% | 6.75% |
| 18 | TIB | C | 12 | 9 | 25.0% | 6.13% |
| 19 | Broker Solutions | D | 12 | 3 | 8.3% | 7.88% |
| 20 | AmeriSave Mortgage | D | 11 | 2 | 54.6% | 7.88% |
| 21 | Royal United Mortgage | F | 10 | 4 | 20.0% | 6.56% |
| 22 | Freedom Mortgage | B | 10 | 4 | 0.0% | 6.50% |
| 23 | Guild Mortgage | A | 10 | 8 | 10.0% | 6.81% |
| 24 | Crosscountry Mortgage | B | 9 | 7 | 0.0% | 6.99% |
| 25 | First Financial Bank | C | 9 | 5 | 11.1% | 7.13% |
Best approval odds in Brown County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | TexasBank | 91 | 2.2% |
| 2 | Rocket Mortgage | 82 | 31.7% |
| 3 | 21st Mortgage | 78 | 69.2% |
What Brown County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Brown County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 876 | 457 | 21.1% | 7.00% | $145,000 |
| 2024 | 793 | 406 | 22.3% | 6.99% | $155,000 |
| 2025 | 1,039 | 536 | 22.4% | 6.75% | $165,000 |
Frequently asked questions
22.4% of applications in Brown County were denied in 2025, against 19.4% statewide in Texas.
21st Mortgage, with 118 applications in 2025 and a denial rate of 45.8%.
The median mortgage application in Brown County in 2025 was for $165,000; the median property value on originated loans was $225,000.