American Mortgage Bank in Texas vs the state
3.0%Denial rate-16.48 pts vs state
3.6%Decision denial rate-21.31 pts vs state
76.4%Origination rate+21.49 pts vs state
6.63%Median rate+0.13 pts vs state
0.51Rate spread (pts)+0.31 pts vs state
$97kMedian applicant income
362Loans originated
14Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28 | 18 | 17.9% | 6.88% | #825 |
| 2024 | 248 | 181 | 5.2% | 6.50% | #358 |
| 2025 | 474 | 362 | 3.0% | 6.63% | #270 |
What American Mortgage Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most American Mortgage Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tarrant County | 130 | 106 | 3 | 2.3% |
| Jefferson County | 75 | 52 | 3 | 4.0% |
| Orange County | 40 | 31 | 1 | 2.5% |
| Brown County | 20 | 16 | 1 | 5.0% |
| Dallas County | 19 | 14 | 0 | 0.0% |
| Johnson County | 18 | 15 | 0 | 0.0% |
| Parker County | 16 | 10 | 0 | 0.0% |
| Collin County | 15 | 11 | 0 | 0.0% |
| Hardin County | 15 | 9 | 0 | 0.0% |
| Taylor County | 15 | 12 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 474 applications in 2025, of which 362 were originated and 14 denied.
3.0% of all applications, or 3.6% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans American Mortgage Bank originated in Texas in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are American Mortgage Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology