Primis Mortgage · Texas · 2025

Primis Mortgage in Texas: approval rate, denial rate and rates (2025)

Primis Mortgage took 526 mortgage applications in Texas in 2025, ranking #251 of 1,568 lenders active in the state. It originated 71.5% of them and denied 2.5% (3.3% of the applications it decided), against a statewide denial rate of 19.4%.

526Applicationsin TX
3.3%Decision denial ratestate 24.9%
6.50%Median ratestate 6.50%
$290,000Median loanstate $245,000
$137MVolume65 counties

Primis Mortgage in Texas vs the state

2.5%Denial rate-16.96 pts vs state
3.3%Decision denial rate-21.58 pts vs state
71.5%Origination rate+16.60 pts vs state
6.50%Median rate0.00 pts vs state
0.28Rate spread (pts)+0.08 pts vs state
$126kMedian applicant income
376Loans originated
13Denied

Trend in Texas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232221364.5%6.88%#376
20244182782.9%6.50%#273
20255263762.5%6.50%#251

What Primis Mortgage lends in Texas

By loan purpose

Home purchase 448 85% · 1.8% denied
Refinance 73 14% · 5.5% denied
Other / HELOC 5 1% · 20.0% denied

By loan type

Conventional 339 64% · 2.1% denied
FHA 124 24% · 4.0% denied
VA 60 11% · 1.7% denied
USDA / RHS 3 1% · 0.0% denied

Why it denied Texas applicants

Collateral 4 31%
Credit history 4 31%
Debt-to-income ratio 2 15%
Employment history 1 8%
Insufficient cash 1 8%
Other 1 8%

Where in Texas

Counties with the most Primis Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Williamson County 82502 2.4%
Travis County 82601 1.2%
Bexar County 81582 2.5%
Hays County 32241 3.1%
Bell County 27221 3.7%
Dallas County 19160 0.0%
Collin County 14100 0.0%
Guadalupe County 1391 7.7%
Brown County 13110 0.0%
Burnet County 1160 0.0%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 526 applications in 2025, of which 376 were originated and 13 denied.

2.5% of all applications, or 3.3% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

The median rate on loans Primis Mortgage originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are Primis Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology