Largest lenders in Wyoming County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Peoples Security Bank and Trust | A | 66 | 53 | 9.1% | 1.99% |
| 2 | Community Bank | D | 52 | 36 | 11.5% | 7.24% |
| 3 | Rocket Mortgage | C | 44 | 33 | 15.9% | 6.99% |
| 4 | First National Bank of Pennsylvania | B | 41 | 24 | 29.3% | 6.39% |
| 5 | P & G Mehoopany Employees | – | 30 | 23 | 13.3% | — |
| 6 | PS Bank | C | 22 | 14 | 9.1% | — |
| 7 | Mortgage Research Center | C | 22 | 12 | 18.2% | 6.50% |
| 8 | Manufacturers and Traders Trust | C | 21 | 13 | 33.3% | 6.00% |
| 9 | PENN EAST Federal Credit Union | D | 21 | 9 | 28.6% | — |
| 10 | The Fidelity Deposit and Discount Bank | C | 20 | 17 | 0.0% | 7.00% |
| 11 | Guild Mortgage | A | 18 | 17 | 0.0% | 6.56% |
| 12 | Citizens Bank | C | 17 | 10 | 17.7% | 7.08% |
| 13 | Ixonia Bank | C | 17 | 12 | 0.0% | 6.63% |
| 14 | United Shore Financial Services | B | 16 | 10 | 37.5% | 6.06% |
| 15 | Swbc Mortgage | A | 16 | 11 | 12.5% | 6.63% |
| 16 | Pennymac Loan Services | C | 15 | 10 | 20.0% | 6.12% |
| 17 | PNC Bank | D | 15 | 9 | 26.7% | 7.95% |
| 18 | Crosscountry Mortgage | B | 15 | 5 | 6.7% | 6.63% |
| 19 | PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 14 | 11 | 7.1% | 6.63% |
| 20 | AmeriSave Mortgage | D | 10 | 3 | 50.0% | 7.25% |
| 21 | Freedom Mortgage | B | 9 | 1 | 11.1% | 5.25% |
| 22 | Nationstar Mortgage | C | 9 | 4 | 11.1% | 8.25% |
| 23 | Coastal Community Bank | C | 9 | 4 | 0.0% | 13.74% |
| 24 | Figure Lending | C | 9 | 4 | 22.2% | 8.73% |
| 25 | Discover Bank | F | 8 | 1 | 62.5% | 8.28% |
Best approval odds in Wyoming County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Peoples Security Bank and Trust | 60 | 10.0% |
What Wyoming County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Wyoming County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 628 | 357 | 20.5% | 6.75% | $115,000 |
| 2024 | 729 | 436 | 21.0% | 6.88% | $125,000 |
| 2025 | 768 | 464 | 19.0% | 6.75% | $145,000 |
Frequently asked questions
19.0% of applications in Wyoming County were denied in 2025, against 18.3% statewide in Pennsylvania.
Peoples Security Bank and Trust, with 66 applications in 2025 and a denial rate of 9.1%.
The median mortgage application in Wyoming County in 2025 was for $145,000; the median property value on originated loans was $265,000.