Peoples Security Bank and Trust in Pennsylvania vs the state
17.3%Denial rate-1.04 pts vs state
19.7%Decision denial rate-2.53 pts vs state
68.3%Origination rate+7.37 pts vs state
4.75%Median rate-1.88 pts vs state
-5.20Rate spread (pts)-5.43 pts vs state
$100kMedian applicant income
915Loans originated
231Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 757 | 540 | 17.2% | 1.99% | #98 |
| 2024 | 1,071 | 739 | 20.5% | 4.88% | #77 |
| 2025 | 1,339 | 915 | 17.3% | 4.75% | #67 |
What Peoples Security Bank and Trust lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Peoples Security Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lackawanna County | 373 | 265 | 61 | 16.4% |
| Luzerne County | 216 | 141 | 43 | 19.9% |
| Northampton County | 122 | 89 | 17 | 13.9% |
| Susquehanna County | 110 | 68 | 21 | 19.1% |
| Lehigh County | 95 | 66 | 13 | 13.7% |
| Wyoming County | 66 | 53 | 6 | 9.1% |
| Bucks County | 62 | 41 | 12 | 19.4% |
| Allegheny County | 50 | 31 | 6 | 12.0% |
| Monroe County | 45 | 22 | 13 | 28.9% |
| Philadelphia County | 36 | 31 | 3 | 8.3% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 1,339 applications in 2025, of which 915 were originated and 231 denied.
17.3% of all applications, or 19.7% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Peoples Security Bank and Trust originated in Pennsylvania in 2025 was 4.75%, against a statewide median of 6.63%.
About this data. Figures are Peoples Security Bank and Trust's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology