Swbc Mortgage in Pennsylvania vs the state
8.2%Denial rate-10.14 pts vs state
9.4%Decision denial rate-12.86 pts vs state
73.8%Origination rate+12.87 pts vs state
6.50%Median rate-0.13 pts vs state
0.31Rate spread (pts)+0.07 pts vs state
$68kMedian applicant income
299Loans originated
33Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 190 | 141 | 7.9% | 7.00% | #275 |
| 2024 | 523 | 378 | 6.5% | 6.63% | #140 |
| 2025 | 405 | 299 | 8.2% | 6.50% | #185 |
What Swbc Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Swbc Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Luzerne County | 116 | 80 | 11 | 9.5% |
| Allegheny County | 52 | 38 | 3 | 5.8% |
| Philadelphia County | 40 | 28 | 9 | 22.5% |
| Lackawanna County | 39 | 31 | 1 | 2.6% |
| Schuylkill County | 19 | 16 | 1 | 5.3% |
| Wyoming County | 16 | 11 | 2 | 12.5% |
| Susquehanna County | 14 | 12 | 1 | 7.1% |
| Monroe County | 12 | 10 | 1 | 8.3% |
| Westmoreland County | 8 | 8 | 0 | 0.0% |
| Union County | 8 | 4 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 405 applications in 2025, of which 299 were originated and 33 denied.
8.2% of all applications, or 9.4% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Swbc Mortgage originated in Pennsylvania in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Swbc Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology