Nationstar Mortgage in Pennsylvania vs the state
13.8%Denial rate-4.49 pts vs state
17.0%Decision denial rate-5.23 pts vs state
65.5%Origination rate+4.53 pts vs state
7.63%Median rate+1.00 pts vs state
1.64Rate spread (pts)+1.40 pts vs state
$98kMedian applicant income
1,746Loans originated
368Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,624 | 1,002 | 17.0% | 6.38% | #53 |
| 2024 | 2,219 | 1,427 | 15.3% | 7.13% | #45 |
| 2025 | 2,666 | 1,746 | 13.8% | 7.63% | #43 |
What Nationstar Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegheny County | 250 | 164 | 40 | 16.0% |
| Philadelphia County | 215 | 126 | 36 | 16.7% |
| Montgomery County | 208 | 156 | 26 | 12.5% |
| Bucks County | 167 | 111 | 19 | 11.4% |
| York County | 151 | 109 | 18 | 11.9% |
| Delaware County | 132 | 84 | 19 | 14.4% |
| Chester County | 123 | 80 | 14 | 11.4% |
| Lancaster County | 115 | 83 | 10 | 8.7% |
| Lehigh County | 101 | 62 | 17 | 16.8% |
| Northampton County | 101 | 72 | 9 | 8.9% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 2,666 applications in 2025, of which 1,746 were originated and 368 denied.
13.8% of all applications, or 17.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Nationstar Mortgage originated in Pennsylvania in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology