Wyandot County, Ohio · 2025

Mortgage lenders in Wyandot County, OH: denial rates and top lenders (2025)

100 lenders acted on 595 mortgage applications for properties in Wyandot County in 2025. 20.3% were denied (Ohio: 17.7%). Median rate on closed loans 6.88%; median loan $115,000; median property value $200,000.

595Applications
20.3%Denial ratestate 17.7%
6.88%Median ratestate 6.88%
$115,000Median loan
$200,000Median property value

Largest lenders in Wyandot County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 The Huntington National Bank D 8848 21.6%7.65%
2 Loandepot.Com D 5843 6.9%6.75%
3 Rocket Mortgage C 4727 27.7%6.88%
4 WesBanco Bank B 3826 29.0%5.12%
5 Union Home Mortgage B 3726 8.1%6.99%
6 The First Citizens National Bank of Upper Sandusky 2924 10.3%
7 Ag Credit Agricultural Credit Association B 2323 0.0%6.55%
8 Fifth Third Bank D 179 29.4%7.50%
9 U.S. Bank D 138 23.1%8.60%
10 United Shore Financial Services B 136 15.4%6.44%
11 AmeriSave Mortgage D 120 91.7%
12 Guaranteed Rate B 125 16.7%6.75%
13 Coastal Community Bank C 111 9.1%14.99%
14 JPMorgan Chase Bank B 85 25.0%6.49%
15 Vanderbilt Mortgage and Finance F 81 0.0%8.12%
16 Figure Lending C 82 62.5%8.83%
17 PNC Bank D 74 0.0%12.00%
18 Spring Eq D 73 57.1%9.38%
19 Equity Prime Mortgage D 73 14.3%6.75%
20 Discover Bank F 61 50.0%7.18%
21 Nationstar Mortgage C 66 0.0%7.25%
22 Broker Solutions D 62 16.7%7.44%
23 Mortgage Research Center C 63 0.0%6.75%
24 Superior Credit Union D 60 33.3%
25 United Federal Credit Union D 53 20.0%6.25%

Best approval odds in Wyandot County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1The Huntington National Bank6927.5%

What Wyandot County borrowers applied for

By loan purpose

Home purchase 237 40% · 8.9% denied
Refinance 90 15% · 25.6% denied
Cash-out refinance 122 21% · 24.6% denied
Home improvement 87 15% · 32.2% denied
Other / HELOC 59 10% · 32.2% denied

By loan type

Conventional 449 75% · 22.1% denied
FHA 92 15% · 16.3% denied
VA 44 7% · 13.6% denied
USDA / RHS 10 2% · 10.0% denied

Why applications were denied

Incomplete application 28 23%
Debt-to-income ratio 26 22%
Collateral 26 22%
Credit history 26 22%
Other 8 7%
Unverifiable information 5 4%
Insufficient cash 1 1%

Wyandot County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202356633918.6%7.00%$105,000
202460136217.8%7.13%$105,000
202559533620.3%6.88%$115,000

Frequently asked questions

20.3% of applications in Wyandot County were denied in 2025, against 17.7% statewide in Ohio.

The Huntington National Bank, with 88 applications in 2025 and a denial rate of 21.6%.

The median mortgage application in Wyandot County in 2025 was for $115,000; the median property value on originated loans was $200,000.