Equity Prime Mortgage in Ohio vs the state
10.3%Denial rate-7.43 pts vs state
20.2%Decision denial rate-1.70 pts vs state
40.6%Origination rate-19.32 pts vs state
6.63%Median rate-0.25 pts vs state
0.52Rate spread (pts)+0.13 pts vs state
$76kMedian applicant income
431Loans originated
109Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 243 | 126 | 4.1% | 6.75% | #190 |
| 2024 | 464 | 264 | 2.8% | 6.75% | #124 |
| 2025 | 1,062 | 431 | 10.3% | 6.63% | #85 |
What Equity Prime Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 105 | 41 | 17 | 16.2% |
| Franklin County | 88 | 29 | 12 | 13.6% |
| Hamilton County | 86 | 40 | 9 | 10.5% |
| Butler County | 41 | 16 | 3 | 7.3% |
| Lorain County | 40 | 22 | 3 | 7.5% |
| Summit County | 39 | 16 | 2 | 5.1% |
| Montgomery County | 39 | 21 | 3 | 7.7% |
| Lucas County | 34 | 9 | 1 | 2.9% |
| Trumbull County | 30 | 11 | 2 | 6.7% |
| Mahoning County | 25 | 12 | 1 | 4.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 1,062 applications in 2025, of which 431 were originated and 109 denied.
10.3% of all applications, or 20.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Equity Prime Mortgage originated in Ohio in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology