Las Animas County, Colorado · 2025

Mortgage lenders in Las Animas County, CO: denial rates and top lenders (2025)

121 lenders acted on 438 mortgage applications for properties in Las Animas County in 2025. 17.1% were denied (Colorado: 15.6%). Median rate on closed loans 6.75%; median loan $165,000; median property value $295,000.

438Applications
17.1%Denial ratestate 15.6%
6.75%Median ratestate 6.63%
$165,000Median loan
$295,000Median property value

Largest lenders in Las Animas County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Rocket Mortgage C 3626 13.9%6.63%
2 ENT Credit Union B 178 17.7%7.31%
3 Northpointe Bank C 1711 11.8%5.75%
4 United Shore Financial Services B 179 11.8%6.38%
5 Freedom Mortgage B 156 13.3%5.81%
6 Loandepot.Com D 1310 15.4%8.25%
7 Mortgage Research Center C 125 8.3%6.63%
8 BMO Bank F 125 33.3%10.48%
9 Credit Union of Colorado, a Federal Credit Union C 118 18.2%7.25%
10 Paramount Residential Mortgage Group B 114 9.1%6.56%
11 Unnamed lender 254900RNV63A0TIZNK90 B 106 0.0%6.69%
12 Financial Funding Solutions A 96 0.0%6.49%
13 Crosscountry Mortgage B 84 0.0%6.13%
14 New Day Financial F 82 25.0%6.74%
15 Mortgage Solutions of Colorado C 86 0.0%7.25%
16 Vanderbilt Mortgage and Finance F 80 12.5%
17 U.S. Bank D 72 71.4%6.38%
18 AmeriSave Mortgage D 71 71.4%9.25%
19 Broker Solutions D 70 14.3%
20 Pennymac Loan Services C 63 16.7%7.25%
21 Lower C 65 0.0%6.75%
22 Newrez D 63 33.3%6.63%
23 Loan Simple D 61 0.0%6.25%
24 Sofi Bank D 60 16.7%
25 Figure Lending C 61 66.7%8.60%

What Las Animas County borrowers applied for

By loan purpose

Home purchase 185 42% · 8.1% denied
Refinance 52 12% · 15.4% denied
Cash-out refinance 115 26% · 20.9% denied
Home improvement 28 6% · 39.3% denied
Other / HELOC 58 13% · 29.3% denied

By loan type

Conventional 287 66% · 18.5% denied
FHA 92 21% · 16.3% denied
VA 56 13% · 10.7% denied
USDA / RHS 3 1% · 33.3% denied

Why applications were denied

Credit history 20 27%
Debt-to-income ratio 19 25%
Collateral 13 17%
Incomplete application 9 12%
Other 6 8%
Unverifiable information 5 7%
Employment history 2 3%
Insufficient cash 1 1%

Las Animas County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202339417624.6%6.88%$155,000
202440518322.2%6.90%$165,000
202543820617.1%6.75%$165,000

Frequently asked questions

17.1% of applications in Las Animas County were denied in 2025, against 15.6% statewide in Colorado.

Rocket Mortgage, with 36 applications in 2025 and a denial rate of 13.9%.

The median mortgage application in Las Animas County in 2025 was for $165,000; the median property value on originated loans was $295,000.