Uvalde County, Texas · 2025

Mortgage lenders in Uvalde County, TX: denial rates and top lenders (2025)

101 lenders acted on 473 mortgage applications for properties in Uvalde County in 2025. 23.9% were denied (Texas: 19.4%). Median rate on closed loans 6.75%; median loan $165,000; median property value $245,000.

473Applications
23.9%Denial ratestate 19.4%
6.75%Median ratestate 6.50%
$165,000Median loan
$245,000Median property value

Largest lenders in Uvalde County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Security Service Federal Credit Union C 7129 29.6%6.88%
2 21st Mortgage F 5616 28.6%9.53%
3 Triad Financial Services D 274 55.6%9.06%
4 Rocket Mortgage C 2412 33.3%6.62%
5 Plaza Home Mortgage C 235 30.4%6.75%
6 Fairway Independent Mortgage B 1711 5.9%6.88%
7 United Shore Financial Services B 1715 11.8%6.13%
8 CMG Mortgage A 1714 0.0%6.69%
9 TXN Bank 167 18.8%
10 Mortgage Research Center C 148 21.4%6.13%
11 Broker Solutions D 107 0.0%6.88%
12 Freedom Mortgage B 83 0.0%5.75%
13 Randolph-Brooks Federal Credit Union C 83 37.5%6.38%
14 Click n' Close C 75 0.0%6.94%
15 USAA Federal Savings Bank C 63 16.7%6.00%
16 Towne Mortgage B 66 0.0%6.13%
17 Frost Bank C 53 20.0%5.75%
18 Credit Human Federal Credit Union D 50 60.0%
19 Newrez D 52 20.0%6.25%
20 Tammac Holdings D 50 80.0%
21 Loandepot.Com D 54 20.0%8.06%

Best approval odds in Uvalde County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Security Service Federal Credit Union5141.2%

What Uvalde County borrowers applied for

By loan purpose

Home purchase 284 60% · 22.5% denied
Refinance 67 14% · 16.4% denied
Cash-out refinance 56 12% · 32.1% denied
Home improvement 12 3% · 16.7% denied
Other / HELOC 54 11% · 33.3% denied

By loan type

Conventional 354 75% · 27.4% denied
FHA 71 15% · 8.5% denied
VA 41 9% · 22.0% denied
USDA / RHS 7 1% · 14.3% denied

Why applications were denied

Credit history 46 41%
Debt-to-income ratio 29 26%
Other 14 12%
Collateral 11 10%
Incomplete application 7 6%
Employment history 4 4%
Unverifiable information 2 2%

Uvalde County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202344520822.9%6.75%$145,000
202442722219.9%6.75%$165,000
202547321823.9%6.75%$165,000

Frequently asked questions

23.9% of applications in Uvalde County were denied in 2025, against 19.4% statewide in Texas.

Security Service Federal Credit Union, with 71 applications in 2025 and a denial rate of 29.6%.

The median mortgage application in Uvalde County in 2025 was for $165,000; the median property value on originated loans was $245,000.