Plaza Home Mortgage in Texas vs the state
25.2%Denial rate+5.72 pts vs state
28.2%Decision denial rate+3.29 pts vs state
62.3%Origination rate+7.40 pts vs state
6.50%Median rate0.00 pts vs state
0.26Rate spread (pts)+0.06 pts vs state
$118kMedian applicant income
1,897Loans originated
766Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,187 | 1,504 | 9.1% | 6.38% | #85 |
| 2024 | 2,371 | 1,480 | 20.9% | 6.63% | #80 |
| 2025 | 3,046 | 1,897 | 25.2% | 6.50% | #61 |
What Plaza Home Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 565 | 353 | 139 | 24.6% |
| Bexar County | 170 | 89 | 61 | 35.9% |
| Collin County | 165 | 111 | 30 | 18.2% |
| Dallas County | 151 | 88 | 39 | 25.8% |
| Tarrant County | 147 | 87 | 42 | 28.6% |
| Travis County | 125 | 81 | 33 | 26.4% |
| Fort Bend County | 109 | 69 | 27 | 24.8% |
| Montgomery County | 107 | 73 | 23 | 21.5% |
| Denton County | 101 | 74 | 20 | 19.8% |
| Hidalgo County | 99 | 55 | 32 | 32.3% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 3,046 applications in 2025, of which 1,897 were originated and 766 denied.
25.2% of all applications, or 28.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Plaza Home Mortgage originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology