Towne Mortgage in Texas vs the state
2.8%Denial rate-16.67 pts vs state
2.9%Decision denial rate-21.97 pts vs state
81.5%Origination rate+26.59 pts vs state
5.99%Median rate-0.51 pts vs state
0.15Rate spread (pts)-0.04 pts vs state
$97kMedian applicant income
796Loans originated
27Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 335 | 233 | 9.0% | 6.50% | #308 |
| 2024 | 917 | 760 | 2.2% | 6.25% | #179 |
| 2025 | 977 | 796 | 2.8% | 5.99% | #171 |
What Towne Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Towne Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 315 | 256 | 8 | 2.5% |
| Bexar County | 78 | 69 | 1 | 1.3% |
| Fort Bend County | 72 | 53 | 2 | 2.8% |
| Montgomery County | 62 | 55 | 1 | 1.6% |
| Tarrant County | 47 | 38 | 3 | 6.4% |
| Waller County | 45 | 40 | 0 | 0.0% |
| Denton County | 27 | 24 | 0 | 0.0% |
| Brazoria County | 26 | 19 | 1 | 3.8% |
| Dallas County | 25 | 20 | 0 | 0.0% |
| Galveston County | 21 | 19 | 1 | 4.8% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 977 applications in 2025, of which 796 were originated and 27 denied.
2.8% of all applications, or 2.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Towne Mortgage originated in Texas in 2025 was 5.99%, against a statewide median of 6.50%.
About this data. Figures are Towne Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology