Largest lenders in Montague County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 75 | 16 | 40.0% | 10.01% |
| 2 | Guild Mortgage | A | 63 | 46 | 1.6% | 6.49% |
| 3 | Triad Financial Services | D | 32 | 5 | 56.3% | 10.67% |
| 4 | Rocket Mortgage | C | 27 | 17 | 25.9% | 6.99% |
| 5 | United Shore Financial Services | B | 25 | 22 | 8.0% | 6.44% |
| 6 | First State Bank | C | 19 | 12 | 0.0% | 6.81% |
| 7 | Legend Bank | C | 17 | 14 | 5.9% | — |
| 8 | American National Bank & Trust | A | 15 | 11 | 6.7% | 6.88% |
| 9 | First Financial Bank | C | 15 | 9 | 20.0% | 7.30% |
| 10 | Mortgage Research Center | C | 15 | 11 | 0.0% | 5.99% |
| 11 | Loandepot.Com | D | 14 | 8 | 14.3% | 6.63% |
| 12 | Pennymac Loan Services | C | 13 | 4 | 38.5% | 7.43% |
| 13 | Crosscountry Mortgage | B | 13 | 11 | 0.0% | 6.88% |
| 14 | Wells Fargo Bank | B | 12 | 4 | 25.0% | 6.50% |
| 15 | Fairway Independent Mortgage | B | 12 | 9 | 0.0% | 6.75% |
| 16 | Broker Solutions | D | 11 | 1 | 27.3% | 7.63% |
| 17 | Countryplace Mortgage | F | 11 | 0 | 81.8% | — |
| 18 | Lendingone | F | 11 | 8 | 0.0% | 7.55% |
| 19 | Navy Federal Credit Union | D | 11 | 5 | 18.2% | 6.25% |
| 20 | Lakeview Loan Servicing | C | 9 | 2 | 22.2% | 6.87% |
| 21 | Liberty | B | 9 | 8 | 0.0% | 6.94% |
| 22 | AmeriSave Mortgage | D | 8 | 2 | 75.0% | 7.56% |
| 23 | Freedom Mortgage | B | 8 | 2 | 0.0% | 6.69% |
| 24 | United Built Homes | F | 8 | 0 | 62.5% | — |
| 25 | The Jacksboro National Bank | – | 8 | 6 | 0.0% | — |
What Montague County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Montague County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 611 | 331 | 21.0% | 7.13% | $175,000 |
| 2024 | 644 | 385 | 18.6% | 6.99% | $185,000 |
| 2025 | 769 | 398 | 20.8% | 6.75% | $185,000 |
Frequently asked questions
20.8% of applications in Montague County were denied in 2025, against 19.4% statewide in Texas.
21st Mortgage, with 75 applications in 2025 and a denial rate of 40.0%.
The median mortgage application in Montague County in 2025 was for $185,000; the median property value on originated loans was $275,000.